The Bank of Baroda Varunah Credit Card is launched by the Bank of Baroda, especially for Indian Navy personnel. The cardholders get a lot of privileges across different categories.
Although, the Varunah Credit Card offers the maximum benefits as it is the premium-most card out of all the other three variants.
From exciting welcome benefits to great reward rates to airport lounge access, one can get everything with the BoB Varunah Credit Card. Apart from this, it also offers insurance covers worth up to Rs. 1 Crore.
To know more about such benefits in detail, keep reading till last.
Table of Contents
Benefits and Features of Bank of Baroda Varunah Credit Card
| Benefits and Features | Bank of Baroda Varunah Credit Card |
|---|---|
| Welcome Benefits | As a welcome bonus, you will get complimentary Amazon Prime & Zomato Pro membership for one year, and Fitpass Pro membership for 6 months (with Varunah Plus and Varunah Premium Credit Card), and 1,000 bonus Reward Points with the Varunah Premium Card. |
| Cashback/Rewards Points | You will get up to 15x Reward Points with the Varunah Premium Card, Up to 10x Reward Points with the Varunah Plus Card, and up to 5x Rewards with the Varunah Card. |
| Travel Benefits | Cardholders will get complimentary domestic lounge access every year with the Premium and Plus variant. |
| Dining Benefits | Get exciting dining benefits with the Zomato Pro membership. |
| Domestic Lounge Access | Get unlimited complimentary domestic lounge access (with the Premium variant), 3 complimentary domestic lounge access every quarter (with the plus variant). |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | Get Air Accident cover worth Rs. 1 Crore with the premium variant. |
Travel Benefits
The travel benefits offered by the BoB Varunah Credit Cards are as follows:
Varunah Premium Credit Card
- Get unlimited complimentary domestic lounge access every year.
- Get a lower forex markup fee of 2% only.
Varunah Plus Credit Card
- Get 3 complimentary domestic lounge access every quarter.
- Lower forex markup fee of 2.5% only.
Eligibility & Document for Bank of Baroda Varunah Credit Card
Read the article on CardsPreview.com for Bank of Baroda Varunah Card Eligibility & Document here.
Fees & Charges of Bank of Baroda Varunah Credit Card
| Fees & Charges | Bank of Baroda Varunah Credit Card |
|---|---|
| Joining fee | Nil (for Varunah Card), Rs. 1,499 (for Varunah Plus Card) Rs. 2,499 (for Varunah Premium Card) |
| Annual fee | Nil (for Varunah Card), Rs. 1,499 (for Varunah Plus Card) Rs. 2,499 (for Varunah Premium Card) |
| Fee waiver | Annual Fee Waiver – The annual fee is waived on spending Rs. 1.5 lakhs or more in the previous year. |
| Fuel surcharge | 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000 using this credit card. |
Spend Based Waiver
You can easily make your BoB Varunah Credit Card lifetime free by fulfilling the below-mentioned conditions:
Varunah Premium Card
- The joining fee is waived if the cardholder spends Rs. 25,000 or more within the first 180 days of card issuance.
- The annual fee is waived on spending Rs. 1.5 lakhs or more in the previous year.
Varunah Plus Card
- The joining fee is waived if the cardholder spends Rs. 15,000 or more within the first 180 days of card issuance.
- The annual fee is waived on spending Rs. 1.5 lakhs or more in the previous year.
How to Apply for Bank of Baroda Varunah Credit Card
You can apply online or offline for this Bank of Baroda Varunah Card.
Online – Visit the Bank of Baroda bank’s official website and apply for this Bank of Baroda Varunah Card.
Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the Bank of Baroda Varunah Card.
