BoB RuPay Rakshamah Credit Card was launched by the Bank of Baroda, exclusively for Indian Coast Guards Personnel, and comes with a number of exciting privileges across different categories.
The most interesting offer with this card is that it is a lifetime free credit card, i.e. there is no joining/annual fee associated with this credit card.
From complimentary Amazon Prime membership to a decent reward rate and free airport lounge access, the BoB RuPay Rakshamah Credit Card has various exclusive benefits.
To Know more about them in detail, keep reading.
Table of Contents
Benefits and Features of BoB RuPay Rakshamah Credit Card
| Benefits and Features | BoB RuPay Rakshamah Card |
|---|---|
| Welcome Benefits | As a welcome bonus, cardholders will get 6 months of complimentary FitPass Pro membership and 1,000 bonus Reward Points as a welcome benefit with this card. Along with this, you can get complimentary Amazon Prime annual membership on spending a minimum of Rs. 1 lakh within the first 90 days of card issuance. |
| Cashback/Rewards Points | The reward rates offered by the BoB Rakshamah Credit Card across different categories are as follows: – You will get 2 Reward Points on every retail spend of Rs. 200. – You will get 5x Reward on all your spends on groceries and departmental store spends |
| Travel Benefits | You will get 8 complimentary domestic lounge access every year (maximum of 2 per quarter). |
| Dining Benefits | N/A |
| Domestic Lounge Access | You will get 8 complimentary domestic lounge access every year (maximum of 2 per quarter). |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Key Features of BOB Rakshamah Credit Card
Here are the notable attributes of the BOB Rakshamah credit card:
- Zero Joining Fee and Annual Cost:
- The card incurs no joining fee and boasts an annual cost of zero.
- FITPASS Pro Membership:
- Enjoy a complimentary FITPASS Pro Membership valued at Rs.15,000 for six months.
- Amazon Prime Membership Bonus:
- Attain Amazon Prime Membership for 12 months with a minimum spend of Rs.1 lakh.
- Airport Lounge Access:
- Avail two complimentary airport lounge accesses per quarter throughout the calendar year.
- Golf Privileges:
- Benefit from one complimentary golf lesson or game per quarter in the calendar year.
- Smart EMI Option:
- Convert purchases of Rs.2,500 or more into convenient EMIs of six or 36 months with the smart EMI option.
- Fuel Surcharge Waiver:
- Enjoy a 1.00% fuel surcharge waiver on transactions ranging from Rs.400 to Rs.5,000. Please Note:
- Amazon Prime membership is granted within 90 days of card issuance.
- GST component reversal does not apply to the fuel surcharge waiver.
- The fuel surcharge waiver is applicable across all fuel stations in India.
- Reward points do not apply to fuel purchases with a surcharge waiver.
- The maximum fuel surcharge waiver amount is capped at Rs.250 in a statement cycle.
Benefits of BOB Rakshamah Credit Card
Discover the advantages of holding the BOB Rakshamah credit card:
- Add-On Card Privileges:
- Receive three additional lifetime free cards for your family members.
- Insurance Coverage:
- Enjoy built-in insurance cover, providing complimentary accidental death coverage.
- Fraud Protection:
- Experience zero liability on fraudulent transactions in the event of card loss.
- Interest-Free Credit Period:
- Benefit from interest-free credit for up to 50 days.
- Credit Facility Flexibility:
- Opt to revolve the credit facility by paying the minimum due amount. Additional Information:
- Add-on cards are available for parents, siblings, spouses, or children above 18 years of age.
- Avail air and non-air accidental death coverage worth Rs.20 lakh.
- Users can enjoy card benefits once in the preceding 30 days.
Eligibility & Document for BoB RuPay Rakshamah Credit Card
Read the article on CardsPreview.com for BoB RuPay Rakshamah Card Eligibility & Document here.
Fees & Charges of BoB RuPay Rakshamah Credit Card
| Fees & Charges | BoB RuPay Rakshamah Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | You get a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000 across all fuel pumps in India. The maximum waiver is capped at Rs. 250 per statement cycle. |
How to Apply for BoB RuPay Rakshamah Credit Card
You can apply online or offline for this BoB RuPay Rakshamah Card.
Online – Visit the Bank of Baroda bank’s official website and apply for this BoB RuPay Rakshamah Card.
Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the BoB RuPay Rakshamah Card.
