Check below for a comparison between Flipkart axis bank credit card vs SBI cashback credit card or SBI cashback credit card vs Flipkart axis bank credit card and find which is better –

In the dynamic world of credit cards, the Flipkart Axis Bank Credit Card and the SBI Cashback Credit Card emerge as distinct options, each offering a unique set of advantages to cardholders.

Navigating through the plethora of credit choices requires a careful understanding of the specific benefits these cards bring.

The Flipkart Axis Bank Credit Card caters to avid Flipkart shoppers, providing exclusive rewards and discounts on the popular e-commerce platform.

In contrast, the SBI Cashback Credit Card focuses on cashback benefits across various spending categories.

This comprehensive comparison delves into the nuances of rewards programs, fees, and additional perks, empowering you to make an informed decision aligned with your spending habits and financial objectives.

Read on to uncover the distinctive advantages each card holds and choose the one that best complements your lifestyle.

Overview of Flipkart Axis Bank credit card

Opt for the Flipkart Axis Bank Credit Card by Axis Bank, a standout cashback credit card.

Enjoy a noteworthy 5% cashback on transactions at Flipkart and Myntra, and receive 1.5% cashback on all other purchases.

Whether you’re shopping for daily essentials, clothing, electronics, books, or partaking in festive shopping, the Flipkart Axis Bank Credit Card ensures a quick 5% cashback on Flipkart.

The card also provides boosted cashback at well-known merchants such as Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit, coupled with advantageous perks for travel, dining, and fuel.

Overview of SBI cashback credit card

SBI has rolled out the ‘Cashback SBI Credit Card’ to grant cashback benefits to its customer base.

This credit card stands out by offering maximum value-back, particularly for online transactions, positioning itself as a top-notch choice for avid shoppers.

Praised for its simplicity, this card removes the necessity of monitoring reward points or dealing with their redemption complexities.

The annual fee stands at Rs. 999, but expenditures exceeding Rs. 2 Lakhs in the previous year can nullify it.

Users can enjoy a substantial 5% cash back on all online and offline transactions with this card, with the cashback automatically credited to the cardholder’s account. Additional features like a fuel surcharge waiver contribute to its attractiveness.

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Flipkart Axis Bank credit card vs SBI cashback credit card

Features/Charges	Flipkart Axis Bank credit card	SBI Cashback Credit card
Joining Fees	Rs. 500 + Taxes	NIL
Annual Fees	Rs. 500 + Taxes	Rs. 999 + Taxes
Welcome Benefits	Acquire Flipkart vouchers amounting to Rs. 500 and receive a 15% cashback, with a maximum limit of Rs. 500, on Myntra.	N/A
Cashback / Rewards point	Acquire a 5% cashback on both Flipkart and Myntra, plus an additional 1.5% cashback on retail expenditures.	When using this card, you’ll receive a 5% cashback for every online transaction and a 1% cashback on other offline transactions and utility bill payments.
Dining benefits	Access a 20% off at affiliated restaurants through Axis Bank’s ‘Dining Delights’ initiative when making transactions with this card.	N/A
Travel benefits	Access four complimentary visits at domestic airports yearly with this card.	By using this card, you can access domestic airport lounges four times a year at no additional cost.
Annual fees waiver	Enjoy an exemption from the annual fee upon reaching a spending limit of 2 Lakhs with this card.	Obtain an annual fee waiver by reaching a spending threshold of 2 Lakh with this card.
Fuel surcharge waiver	Obtain a 1% exemption on fuel surcharges at all fuel stations across the nation with this card.	Secure a 1% exemption on fuel surcharges by using this card for transactions between Rs. 500 and Rs. 3,000 at petrol pumps nationwide.