Paytm SBI card vs Paytm SBI card Select
Check below for a comparison between the Paytm SBI card vs Paytm SBI card Select or Paytm SBI card select vs Paytm SBI card and find which is better –
In the digital realm of credit cards, the comparison between the Paytm SBI Card and the Paytm SBI Card Select introduces a nuanced exploration into tailored financial solutions.
Both cards, crafted through the collaboration of SBI and Paytm, signify a digital-first approach to banking.
The Paytm SBI Card offers a gateway to exclusive benefits, including cashback rewards and specialized deals on Paytm transactions.
On the other hand, the Paytm SBI Card Select extends the digital experience with premium privileges such as higher cashback rates, elevated reward points, and enhanced lifestyle benefits.
This comprehensive analysis delves into the unique features of each card, guiding users to make an informed decision based on their specific digital spending patterns, preferences, and aspirations.
Whether you seek robust digital rewards or desire an elevated experience, understanding the nuanced attributes of these Paytm SBI credit cards will lead you toward the one that seamlessly aligns with your financial goals and digital lifestyle.
Table of Contents
Overview of Paytm SBI card
Introduced through a collaboration between SBI Cards and Paytm, the Paytm SBI credit card is a co-branded offering featuring a 3% cashback on every Rs 100 spent on Paytm Mall, movies, and travel.
Furthermore, a 2% cashback is extended for purchases made through the Paytm App across diverse categories, while a 1% cashback applies to other online and offline transactions.
Cardholders enjoy a complimentary subscription to Paytm First Membership, inclusive of benefits valued at up to Rs 25,000.
An added perk includes a free Paytm First Membership voucher for those with an annual spending of Rs 1,00,000 using this credit card.
Overview of Paytm SBI card select
Paytm SBI card select is an SBI card mostly used by Paytm users.
This card provides multiple benefits like complimentary membership to Paytm First worth Rs. 899 after paying the Joining Fees, Rs. 750 cashback on activation of the card in your Paytm wallet on this card, and more.
Paytm SBI card vs Paytm SBI card Select
| Features/Charges | Paytm SBI Card | Paytm SBI card select |
|---|---|---|
| Joining Fees | Rs 499 + GST | Rs 1,499 + GST |
| Annual Fees | Rs 499 + GST | Rs 1,499 + GST |
| Welcome Benefits | Avail yourself of a complimentary Paytm First membership, valued at Rs. 899. Upon reaching an annual expenditure of Rs. 1 lakh, you will be eligible for a free Paytm First Membership voucher upon renewal. | Get complimentary membership to Paytm First worth Rs. 899 after paying the Joining Fees, and Rs. 750 cashback on activation of the card in your Paytm wallet on this card |
| Cashback / Rewards point | Enjoy the perks of a 1% cashback on purchases made at both online and offline stores, coupled with an attractive 5% cashback on services such as travel and movies with every transaction. The beauty of this offer lies in its unlimited nature, allowing you to avail of the cashback without any restrictions. | Enjoy 1% cashback on your purchases at online and offline stores, 5% cashback on all travel, movies, and many more services, and 2% cashback on payments done by using the Paytm app |
| Dining benefits | Earn a 5% cashback on every transaction related to dining. | N/A |
| Travel benefits | N/A | Get 1 complimentary access to domestic lounges per quarter |
| Annual fees waiver | N/A | N/A |
| Fuel surcharge waiver | Enjoy a 1% discount on fuel surcharge for every transaction between Rs.500 and Rs.3,000 at all petrol stations in India. | Enjoy a 1% fuel surcharge waiver on every transaction all over India |
