HDFC Infinia Metal Card vs HDFC Regalia

Check below for a comparison between HDFC Infinia Metal Card vs HDFC Regalia or HDFC Regalia vs HDFC Infinia Metal Card and find credit card which is better:-

Overview of HDFC Infinia Metal Card

The card grants exclusive privileges, such as 24/7 concierge services, entry to high-end golf destinations, and appealing dining benefits at some of the nation’s most upscale restaurant chains.

Considering the international travel requirements of its premium customers, HDFC offers a reduced foreign currency exchange rate of 2% and provides a complimentary membership to the Priority Pass program.

HDFC Infinia Metal operates as a Reward Points-based card, allowing users to earn 5 Reward Points for every Rs. 150 spent.

Despite the slightly higher annual membership fee of Rs. 12,500, it proves to be a worthwhile choice, especially for financially stable individuals unwilling to compromise on their lifestyle.

Overview of HDFC Regalia credit card

With a focus on travel and lifestyle perks through its reward points system, the HDFC Bank Regalia Credit Card stands out as a premium offering from the bank.

Gain comprehensive insights into the card’s details, encompassing features, benefits, fees, and eligibility.

With an annual fee of Rs 2,500, this card extends a warm welcome through 2,500 bonus Reward Points.

Boasting advantages in lifestyle, travel, and dining, it stands out as one of HDFC’s most popular credit cards, ensuring a host of benefits.

Upholding its commitment to luxury and travel advantages, the HDFC Regalia Card grants complimentary Airport Lounge Access both domestically and internationally.

Each expenditure of Rs. 150 on the card accumulates 4 Reward Points, redeemable across diverse categories with a value of up to Re. 0.5 per point.

Noteworthy is the card’s minimal foreign currency markup, making it an ideal choice for international transactions. Moreover, the card offers impressive dining benefits and 24X7 Concierge services.

HDFC Infinia Metal Card vs HDFC Regalia

Features/Charges	HDFC Infinia Metal Card	HDFC Regalia credit card
Joining Fees	Rs. 12,500	Rs. 2,500
Annual Fees	Rs. 12,500	Rs. 2,500
Welcome Benefits	As a greeting gesture, you’ll be awarded 12,500 Reward Points and a host of other benefits.	To welcome you, we offer a bonus of 2,500 Reward Points.
Cashback / Rewards point	Gain 5 Reward Points with every retail transaction amounting to Rs. 150.	Receive 4 Reward Points when your expenditure reaches Rs. 150.
Dining benefits	Avail yourself of special dining deals and a complimentary Club Marriott membership, featuring a complimentary 1 + 1 buffet offer at ITC hotels.	Acquire an exclusive dine-out passport membership, an extra 5% discount, and early entry to various festivals and events hosted at designated hotels.
Travel benefits	Acquire a complimentary Priority Pass membership that provides unrestricted access to airport lounges, complemented by participation in the Infinia Credit Card Lounge Access Program. This offer also includes a one-year complimentary Club Marriott membership and a complimentary 2 + 1-night stay at select premium ITC hotels.	Enjoy complimentary admission to both Domestic and International Lounges, coupled with inclusive Travel Insurance.
Annual fees waiver	Spend Rs. 10 lakh in the prior year to have the renewal fee waived.	Qualify for an annual fee waiver by spending 3 lakhs or more with this card.
Fuel surcharge waiver	Receive a 1% exemption on the fuel surcharge*.	Obtain a fuel surcharge waiver of 1% on transactions within the Rs. 400 to Rs. 5000 range.