Check below for a comparison between HDFC Platinum Times Card vs HDFC Regalia credit card or HDFC Regalia credit card vs HDFC Platinum Times Card and find which is better –

In the expansive array of HDFC Bank credit cards, the comparison between the HDFC Platinum Times Card and the HDFC Regalia Credit Card offers a nuanced exploration for individuals seeking customized financial benefits.

The HDFC Platinum Times Card is specifically designed for entertainment enthusiasts, providing exclusive rewards and privileges related to movie tickets, dining, and shopping.

Conversely, the HDFC Regalia Credit Card caters to a more comprehensive set of preferences, offering a premium suite of privileges, including travel benefits, lifestyle perks, and comprehensive rewards.

This comprehensive analysis delves into the unique attributes of each card, guiding users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.

Whether you prioritize entertainment-related benefits or aspire to indulge in a broader spectrum of premium privileges, understanding the nuanced features of these HDFC credit cards will direct you toward the one that seamlessly aligns with your financial goals and individual aspirations.

Overview of HDFC Platinum Times Card

Earn 3 reward points on spent Rs.150 and 10 reward points on weekend at dining on spend of Rs. 150 by using this card.

Get 15% off on dining
(up to Rs. 1500) by using PayEazy on EazyDinner by using this card

Overview of HDFC Regalia credit card

With an emphasis on travel and lifestyle perks, the HDFC Bank Regalia Credit Card distinguishes itself with a rewarding points structure. Explore the nuances of this high-end credit card, covering features, benefits, fees, and eligibility.

Priced at Rs 2,500 annually, this card invites you with 2,500 bonus Reward Points. Across lifestyle, travel, and dining, the card boasts several advantages, establishing itself as one of HDFC’s flagship credit cards.

Upholding its commitment to luxury and travel benefits, the HDFC Regalia Card offers complimentary Airport Lounge Access domestically and internationally.

Every Rs. 150 spent on the card earns you 4 Reward Points, redeemable across diverse categories at a value of up to Re. 0.5 per point.

Noteworthy is the card’s nominal foreign currency markup, making it an ideal choice for international transactions. Additionally, the card provides notable dining benefits and round-the-clock Concierge services.

HDFC Platinum Times Card vs HDFC Regalia credit card

Features/Charges	HDFC Platinum Times Card	HDFC Regalia credit card
Joining Fees	NIL	Rs. 2500 + Taxes
Annual Fees	Rs. 1000 + Taxes	Rs. 2500 + Taxes
Welcome Benefits	Get an E-voucher of Rs. 6000 and Times Prime annual membership	You’ll be greeted with a welcome bonus, entitling you to 2,500 Reward Points.
Cashback / Rewards point	Earn 3 reward points on spent Rs.150 and 10 reward points on weekend at dining on spend of Rs. 150 by using this card	With each Rs. 150 spent, collect 4 Reward Points.
Dining benefits	Get 15% off on dining (up to Rs. 1500) by using PayEazy on EazyDinner by using this card	Secure an exclusive dine-out passport membership for additional perks, including a 5% discount and early access to an array of festivals and events happening at specified hotels.
Travel benefits	N/A	Obtain complimentary access to Domestic and International Lounges, coupled with inclusive Travel Insurance.
Annual fees waiver	Get the annual fee waived on 2.5 lakhs or more on this card	Have the annual fee canceled by spending 3 lakhs or more with this card.
Fuel surcharge waiver	Get a 1% fuel surcharge waiver on fuel transactions of Rs. 400 to Rs. 5000.	Receive a 1% waiver on fuel surcharge for transactions falling between Rs. 400 and Rs. 5000.