The HSBC Cashback Credit Card is formed to provide cashback rewards on everyday spending. The cashback rates on specific categories make it appealing for individuals who frequently spend in those areas. The contactless payments feature and easy EMI facility add convenience and flexibility to cardholders. To know more in detail keep reading.
Table of Contents
Welcome Benefits
HSBC has been very generous in offering introductory deals on their cashback credit card. The offer period is from 1st October to 30th December 2022. The following offers can be availed:
- You will get Amazon vouchers (worth Rs.500)
- You will get a Swiggy voucher (worth Rs.500)
- You will get SonyLiv 12-month membership
- You will get Myntra vouchers INR300 x 5 (worth Rs.1,500)
- You will get Ajio vouchers Rs. 600 x 5 (worth Rs. 3,000)
- Get an Amazon voucher worth Rs. 250 on completing the online credit card application and Video KYC
- Get 3 complimentary airport lounge access at domestic and international lounges or 3 meal-vouchers
Benefits and Features of the HSBC Cashback Credit Card
| Benefits and Features | HSBC Cashback Credit Card |
|---|---|
| Welcome Benefits | As a welcome bonus, you will get an Amazon voucher worth Rs. 500 and 3 complimentary domestic lounge access. |
| Cashback/Rewards Points | You will get a Cashback of 1.5%on online spending and 1% cash back on all other spending. |
| Travel Benefits | N/A |
| Dining Benefits | Get Up to 15% discount at over 1,000 restaurants across major cities in India |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | Get Buy 1 Get 1 Free offer on movies on Saturdays |
| Insurance Benefits | You will get Insurance coverage worth Rs. 3,00,000 against misuse of the card from up to 24 hours prior to the time of reporting the loss of the card. |
Monthly Offers on HSBC
Amazon Offer: You will get 5% discount (Max. Rs. 250) on your Amazon spends of Rs. 1,000 or above. This particular offer is not valid during Amazon Great Indian Festival Sale period.
Amazon Pay Bill Payment Offer: You will receive a flat Rs. 50 off on post-paid utility payment of Rs. 500. This offer can be availed 4 times in a calendar month & you can easily avail a maximum discount of Rs. 200 in a calendar month.
EazyDiner Offer: Get 30% instant discount (Up to Rs. 600) every month on a minimum order value of Rs. 1,000.
Blinkit Offer: You will receive a flat 10% discount (Up to Rs. 100) on your orders via Blinkit. The maximum discount that can be availed in a month is Rs. 300 across the first 3 eligible transactions in a calendar month. Promo code: HSBC10
PharmEasy Offer: You will receive a flat 10% off (Up to Rs. 150) on ordering prescribed medicines along with the complimentary 3 month PharmEasy plus membership.
Eligibility for HSBC Cashback Credit Card
- The age limit for primary cardholders is between 18 years to 65 years.
- The annual income of the applicant is above Rs. 4 lakh per annum.
- The cardholder must have a good credit score at Bank check, location, occupation, income, etc.
- The applicant should be a resident of India and must be living in one of the following cities:- Jaipur, Bengaluru, Chennai, Mumbai, Gurugram, Hyderabad, New Delhi, Noida, Pune, Chandigarh, Kolkata, and Ahmedabad.
Document required for HSBC Cashback Credit Card
- PAN card photocopy
- Latest payslip / Form 16 / IT return copy as income proof
- Color photographs
- Residential proof
- Identity proof
Fees & Charges of HSBC Cashback Credit Card
| Fees & Charges | HSBC Cashback Credit Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Rs. 750 |
| Fee waiver | Annual fee waiver – Renewal fee waived on the expenditure of Rs. 1,00,000 in the previous year. |
| Fuel surcharge | 1% fuel surcharge is applicable across all fuel stations in India using this credit card. |
How to Apply for HSBC Cashback Credit Card
You can apply online or offline for this HSBC Credit Card.
Online – Visit HSBC’s official website and apply for this credit card.
Offline – You can visit the nearest HSBC branch with all the necessary documents.
Check more credit card reviews, compare, and offers on CardsPreview.com
Note: The content on this page is for information only. To apply for this card, please visit the HSBC Bank’s website.
