The HSBC Smart Value Credit Card is designed to offer value and convenience to cardholders. The rewards program, fuel surcharge waiver, and contactless payments feature to make it a rewarding and convenient payment option. The easy EMI facility provides flexibility for managing large purchases, and the insurance coverage adds security to transactions. Cardholders can convert high-value purchases into easy monthly installments at attractive interest rates. There are many more such amazing benefits to know about them keep reading.
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Welcome Benefits of HSBC Smart Value Credit Card
At the time of joining, cardholders can avail exclusive welcome benefits without any joining fee. Here are all the welcome benefits that you can avail of via this credit card:
- Get an Amazon voucher worth Rs. 1,500.
- Get a 50% discount (up to Rs. 100) on the first transaction via Google Pay.
- Get 10% cashback (up to Rs. 1,000) after 5 transactions with total spending of Rs. 5,000 within the first 60 days from the date of card issuance*.
- Get monthly installment at 10.99% per annum, this is applicable to loans on the phone, balance transfer on EMI, and cash on EMI within 90 days from the date of card issuance.
- Get 3 complimentary access to the airport lounge at domestic & international lounges or 3-meal vouchers for airport restaurants in India.
Benefits and Features of the HSBC Smart Value Credit Card
| Benefits and Features | HSBC Smart Value Credit Card |
|---|---|
| Welcome Benefits | As a welcome bonus, cardholders will get 3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay. |
| Cashback/Rewards Points | On every Rs. 100 spent on retail transactions, you will get 1 Reward Point and get 3x RPs on dining, telecom categories, and all online spends. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Eligibility for HSBC Smart Value Credit Card
- The age limit for primary cardholders should be between 18years to 65 years
- The annual income of the applicant should be above Rs. 4 lakhs.
- The Bank check, location, occupation, income, etc.
- Applicant must have a good credit score.
- The applicant should be a resident of India and must be living in one of these cities: Jaipur, Bengaluru, Chennai, Mumbai, Gurugram, Hyderabad, New Delhi, Noida, Pune, Chandigarh, Kolkata, and Ahmedabad.
Document required for HSBC Smart Value Credit Card
- PAN card photocopy
- Latest payslip / Form 16 / IT return copy as income proof
- Color photographs
- Residential proof
- Identity proof
Fees & Charges of HSBC Smart Value Credit Card
| Fees & Charges | HSBC Smart Value Credit Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | Annual fee waiver – N/A |
| Fuel surcharge | 1% fuel surcharge waiver on all fuel transactions across all fuel stations in India using this credit card. |
How to Apply for HSBC Smart Value Credit Card
You can apply online or offline for this HSBC Credit Card.
Online – Visit HSBC’s official website and apply for this credit card.
Offline – You can visit the nearest HSBC branch with all the necessary documents.
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Note: The content on this page is for information only. To apply for this card, please visit the HSBC Bank’s website.
