Check below for a comparison between ICICI HPCL Super Saver credit card vs SBI Cashback Credit card or SBI Cashback Credit card vs ICICI HPCL Super Saver credit card and find which is better–
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Overview of ICICI Bank HPCL Super Saver Credit Card
ICICI Bank has introduced a new exclusive co-branded credit card in partnership with Hindustan Petroleum Corporation Limited (HPCL), expanding its range of HPCL credit cards.
The distinguishing feature of the Super Saver credit card lies in its departure from the norm seen in most co-branded cards.
Unlike others that offer cashback or rewards solely for specific categories of expenditures, the ICICI Bank HPCL Super Saver Card provides cashback and/or reward points benefits (in the form of Reward points) across all spending categories.
The card carries a nominal joining or annual fee of Rs. 500 and extends bonus reward points and cashback as a welcome perk. By utilizing this co-branded card, users can consistently enjoy savings of up to 5% on their expenditures.
Overview of SBI Cashback credit card
SBI recently introduced the ‘Cashback SBI Credit Card’ designed to provide cashback benefits to its clientele. This credit card ensures optimal cashback rewards, particularly for online purchases, positioning it as a leading choice for shopping enthusiasts.
This card proves exceptional as you won’t need to monitor reward points or navigate the complexities of redeeming them for various items.
The annual fee for the card is Rs. 999, but you can have it waived by spending Rs. 2 Lakhs or more in the preceding year.
With this card, you stand to gain a maximum of 5% cash back on all your online and offline transactions.
The cashback is directly deposited into the cardholder’s account, and additional perks such as a fuel surcharge waiver are included.
ICICI HPCL Super Saver vs SBI Cashback card
| Features/Charges | ICICI HPCL Super Saver credit card | SBI Cashback Credit card |
|---|---|---|
| Joining Fees | Rs. 500 + taxes | NIL |
| Annual Fees | Rs. 500 + taxes | Rs. 999 + Taxes |
| Welcome Benefits | Receive 200 Bonus Reward Points within a 48-hour period upon payment of the joining fees or making a purchase of Rs. 5000 within the first 45 days of card activation. Additionally, enjoy a Rs. 100 discount on the HP Pay app for fuel transactions amounting to Rs. 100 or more using this card. | N/A |
| Cashback / Rewards point | Avail a 5% cashback on fuel acquisitions made at HP fuel stations, in addition to a 5% cashback in the form of Reward Points for utility purchases and expenditures at departmental stores. Furthermore, gain 2 Reward Points for every Rs. 100 spent on all other domestic and international transactions when utilizing this card. | Receive a 5% cashback on each online transaction and a 1% cashback on offline transactions and utility bill payments when utilizing this card. |
| Dining benefits | Enjoy a 25% discount on movie tickets at BookMyShow and INOX twice a month, along with exclusive dining discounts when using this card. | N/A |
| Travel benefits | Attain free access to domestic airport lounges simply by utilizing this card. | Obtain four complimentary visits to domestic airport lounges annually with the use of this card. |
| Annual fees waiver | The annual fee is exempted when the annual expenditures on this card surpass Rs. 1,50,000. | Attain an annual fee exemption by spending 2 Lakh with this card. |
| Fuel surcharge waiver | Obtain a 1% fuel surcharge exemption at all fuel stations throughout India when making payments with this card. | Utilize this card to receive a 1% waiver on fuel surcharges for transactions ranging from Rs. 500 to Rs. 3,000 at petrol pumps nationwide. |
