Check below for a comparison between One Card vs Flipkart Axis Bank credit card or Flipkart Axis Bank credit card vs One card and find which is better –
In the ever-evolving landscape of credit cards, the comparison between the One Card and the Flipkart Axis Bank Credit Card emerges as a strategic choice for individuals navigating the digital financial realm.
The One Card presents a unique proposition, emphasizing simplicity and user-centric features, providing a seamless and personalized credit experience.
On the other hand, the Flipkart Axis Bank Credit Card, a collaboration between Axis Bank and the popular e-commerce platform, offers exclusive benefits such as cashback and rewards specifically tailored for transactions on Flipkart.
This comprehensive analysis delves into the distinctive features of each card, guiding users to make an informed decision based on their specific digital spending patterns, preferences, and lifestyle choices.
Whether you prioritize an integrated digital experience or seek specialized benefits for online shopping, understanding the nuanced attributes of these credit cards will lead you towards the one that seamlessly aligns with your financial goals and individual preferences.
Table of Contents
Overview of Flipkart Axis Bank credit card
The Axis Bank offers an excellent cashback credit card known as the Flipkart Axis Bank Credit Card.
It provides a generous 5% cashback on purchases made on Flipkart and Myntra, and 1.5% cashback on all other expenditures.
If you’re in the market for everyday household items, clothing, electronics, books, or engaged in some festive shopping, the Flipkart Axis Bank Credit Card ensures an immediate 5% cashback on Flipkart purchases.
Additionally, this card provides enhanced cashback at popular merchants such as Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit, coupled with benefits for travel, dining, and fuel.
Overview of OneCard Credit Card
One Card, introduced by fintech startup FPL Technologies Pvt. Ltd., serves as an introductory-level credit card in collaboration with esteemed banking partners such as IDFC FIRST Bank, Federal Bank, BOB Financial, SBM Bank, and South Indian Bank.
This versatile card is available in both secured and unsecured formats. In instances where eligibility is hindered by credit score or income, individuals have the option to secure the card through a fixed deposit with SBM Bank.
The cardholder accrues Reward Points for every transaction conducted with One Card—earning 1 Reward Point for every Rs. 50 spent and enjoying 5 times the Reward Points for the top two spending categories of the month.
One card vs Flipkart Axis Bank credit card
| Features/Charges | One card | Flipkart Axis Bank credit card |
|---|---|---|
| Joining Fees | N/A | Rs. 500 + Taxes |
| Annual Fees | N/A | Rs. 500 + Taxes |
| Welcome Benefits | N/A | Receive Rs. 500 in Flipkart vouchers and enjoy a 15% cashback, up to Rs. 500, on Myntra purchases. |
| Cashback / Rewards point | Acquire 1 Reward Point for every Rs. 50 expended and enjoy a fivefold increase in Reward Points for the top two spending categories of the month when utilizing this card. | Obtain a 5% cashback on both Flipkart and Myntra, along with a 1.5% cashback on retail expenditures. |
| Dining benefits | N/A | Enjoy a 20% discount at participating restaurants through Axis Bank’s ‘Dining Delights’ initiative when utilizing this card. |
| Travel benefits | N/A | Enjoy four free visits at domestic airports annually by utilizing this card |
| Annual fees waiver | N/A | Attain a waiver for the annual fee after spending 2 Lakhs with this card. |
| Fuel surcharge waiver | Obtain a 1% fuel surcharge waiver when using this card at any fuel station throughout India. | Obtain a 1% waiver on fuel surcharges at all fuel stations throughout India using this card. |
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