Check below for a comparison between the Flipkart Axis Bank credit card vs IDFC Millennia credit card or IDFC Millennia credit card vs Flipkart Axis Bank credit card and find which is better –
In the realm of credit cards tailored for the modern consumer, the comparison between the Flipkart Axis Bank Credit Card and the IDFC Millennia Credit Card takes center stage.
The Flipkart Axis Bank Credit Card, a collaboration between two industry leaders, offers unique advantages with exclusive cashback and rewards on Flipkart transactions, making it a compelling choice for avid online shoppers.
On the other hand, the IDFC Millennia Credit Card caters to a versatile lifestyle, presenting benefits such as cashback on dining, groceries, and online shopping, aligning with the diverse preferences of contemporary users.
This comprehensive analysis delves into the distinctive features of each card, empowering users to make an informed decision based on their specific spending patterns and lifestyle choices.
Whether you seek specialized rewards on a specific platform or desire a card catering to various expenditures, understanding the nuanced attributes of these credit cards will guide you towards the one that seamlessly aligns with your financial goals and individual preferences.
Table of Contents
Overview of Flipkart Axis Bank credit card
Axis Bank’s Flipkart Axis Bank Credit Card is recognized as one of the premier cashback credit cards, delivering an advantageous 5% cashback on transactions made at Flipkart and Myntra, coupled with 1.5% cashback on all other outlays.
Whether your shopping list includes daily essentials, clothing, electronics, and books, or you’re in the mood for festive shopping, the Flipkart Axis Bank Credit Card ensures a swift 5% cashback on Flipkart purchases.
Additionally, this card offers enhanced cashback at favoured merchants such as Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit, coupled with advantageous perks for travel, dining, and fuel.
Overview of IDFC Millennia credit card
Get 3 Reward Points on each offline spend of Rs. 150, 6 Reward Points on every online spend of Rs. 150, and 10 reward points on Rs. 150 and spends above Rs. 20,000.Flipkart Axis Bank credit card vs IDFC Millennia credit card
| Features/Charges | Flipkart Axis Bank credit card | IDFC Millennia credit card |
|---|---|---|
| Joining Fees | Rs. 500 + Taxes | NIL |
| Annual Fees | Rs. 500 + Taxes | NIL |
| Welcome Benefits | Obtain Flipkart vouchers valued at Rs. 500 and receive a 15% cashback, with the maximum cashback set at Rs. 500, on Myntra. | Get 5% cash back on the first EMI spend up to Rs. 1000 and additional welcome gift vouchers of Rs. 500 on spending Rs. 15,000 within 90 days of card generation |
| Cashback / Rewards point | Receive a 5% cashback on both Flipkart and Myntra acquisitions, with an extra 1.5% cashback on retail spending. | Get 3 Reward Points on each offline spend of Rs. 150, 6 Reward Points on every online spend of Rs. 150, and 10 Rewards Points on Rs. 150 and spends above Rs. 20,000. |
| Dining benefits | Benefit from a 20% discount on meals at partnered restaurants as part of Axis Bank’s ‘Dining Delights’ program using this card. | Get a discount of 20% at selected restaurants using this card |
| Travel benefits | Access four complimentary visits at domestic airports annually by using this card. | Get complimentary Railway lounge access 4 times a quarter, Complimentary roadside assistance four times a year worth Rs. 1399 |
| Annual fees waiver | Achieve an annual fee waiver when your spending with this card reaches 2 Lakhs. | NIL |
| Fuel surcharge waiver | Secure a 1% waiver on fuel surcharges at all fuel pumps across the nation with this card. | Get a fuel surcharge waiver of 1% with this card at all fuel pumps across India |
