Check below for a comparison between the SBI SimplySave credit card vs SBI BPCL credit card or SBI BPCL credit card vs SBI SimplySave credit card and find which is better –

Overview of SimplySave credit card

On every Rs. 100 spent, acquire 1 Reward Point at a generous Reward Rate of 0.25%. Amplify your benefits with 10 times more reward points when using the card for Dining, movies, departmental stores, and grocery purchases, along with various other perks.

Start your credit journey with a warm welcome of 2000 bonus reward points. This card lets you accumulate extra reward points on grocery, movies, and departmental store expenditures, making it a smart choice for credit novices aiming to cut down on essential daily costs.

Additionally, enjoy an annual fee waiver when your spending hits Rs. 1 lakh or more.

Overview of SBI BPCL credit card

Collaboratively introduced by SBI and Bharat Petroleum, the SBI BPCL Credit Card stands out for its cashback perks tailored for fuel transactions at BPCL petrol pumps.

Moreover, it boasts a variety of rewards spanning diverse categories, including groceries, movies, dining, and others. Explore further to acquaint yourself with the unique aspects of the SBI BPCL Card.

As an entry-level offering, this card features a modest annual membership fee of Rs. 499. Functioning as a fuel credit card, it ensures a comprehensive value back of 4.25%, consisting of a 3.25% reward rate and a 1% surcharge waiver, applicable to all fuel transactions conducted at BPCL stations.

SBI SimplySave credit card vs SBI BPCL credit card

Feature/Charges	SBI SimplySave Credit Card	SBI BPCL Credit Card
Joining Fees	Rs. 499 + taxes	Rs. 499 + taxes
Annual Fees	Rs. 499 + taxes	Rs. 499 + taxes
Welcome Benefits	Receive 2000 reward points (amounting to Rs. 500) when your expenditures reach Rs. 2000 or more within the initial 60 days using this card.	Gain 2,000 Activation Bonus Reward Points worth Rs. 500 as a credit to your account, accessible after 20 days from the payment of the joining fees* for this specific card.
Cashback / Rewards point	On every Rs. 150 spent, acquire 1 Reward Point at a generous Reward Rate of 0.25%. Amplify your benefits with 10 times more reward points when using the card for Dining, movies, departmental stores, and grocery purchases, along with various other perks.	Receive 1 Reward Point with every Rs. 100 expenditure, maintaining a steady Reward Rate of 0.25%. Experience an enhanced reward system with 5 Reward Points allocated to dining, movies, departmental stores, and grocery shopping, at the same Reward Rate of 0.25%. Elevate your rewards even further with an extraordinary 13 times Reward Points exclusively at BPCL fuel stations, boasting a substantial Reward Rate of 3.25% when employing this card.
Dining benefits	Unlock a reward bonus of ten times more points for dining transactions with this card.	Experience a significant boost in reward points with a fivefold multiplier on dining transactions using this card.
Travel benefits	N/A	N/A
Annual fees waiver	Your annual fee is waived when your annual card usage exceeds Rs. 1,00,000.	This card offers a waiver of the annual fee when the annual spending exceeds Rs. 1,50,000.
Fuel surcharge waiver	Benefit from a 1% fuel surcharge waiver when making payments at all fuel stations in India with this card.	Enjoy the benefit of a 1% fuel surcharge waiver on transactions of Rs. 4000* at all fuel stations in India when using this card.