The Paytm HDFC Bank Credit Card, as the name implies, is a collaborative credit card crafted by HDFC Bank in conjunction with Paytm. HDFC Bank presents two co-branded credit cards in partnership with Paytm, the Paytm HDFC Bank Card Select being the more advanced variant.
The Paytm HDFC Bank Credit Card extends a warm welcome to its users with an exclusive Paytm First Membership, offering cardholders a myriad of additional perks and exclusive deals on the Paytm app. With this card, users can earn a cashback ranging from 2% to 3% on purchases made on the Paytm app and 1% on all other transactions outside of Paytm.
Additionally, there is an opportunity to earn up to Rs. 1,200 in extra cashback annually by meeting specified spending thresholds.
In terms of fees and charges, the card carries an annual fee of Rs. 500. The interest rate applied to the outstanding balance is 3.6% per month.
However, this charge can be entirely avoided by settling the entire outstanding amount each month within the interest-free period, which can extend up to 50 days on this particular card. Furthermore, users benefit from a 1% fuel surcharge waiver on all fuel transactions conducted at authorized stations.
Table of Contents
Benefits and Features of Paytm HDFC Bank Credit Card
| Benefits and Features | Paytm HDFC Bank Credit Card |
|---|---|
| Welcome Benefits | As a special introductory perk, you’ll receive a complimentary Paytm First membership with this credit card. |
| Cashback/Rewards Points | Gain a 3% cashback on transactions made on Paytm Mall, Paytm Movies, and Mini App. Enjoy a 2% cashback on other purchases within the Paytm app, and earn a 1% cashback on all other expenditures using this credit card. |
| Travel Benefits | N/A |
| Dining Benefits | Unlock discounts of up to 20%. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Welcome Benefits
Receive a complimentary Paytm First membership as a welcoming gesture with this card. This exclusive loyalty and rewards program provides distinct advantages and special deals beyond the usual offers. Unlock this membership by initiating your initial transactions of Rs. 100 or more.
Milestone Benefits
Earn a 1% cashback when your monthly spending reaches Rs. 10,000 or more. The monthly cashback is capped at Rs. 100, allowing you to accumulate a maximum of Rs. 1,200 in cashback annually.
Rewards
Receive a 3% cashback on your purchases made on Paytm Mall, Paytm movies, and the Mini app. Enjoy a 2% cashback on other specified transactions within the Paytm app. Additionally, earn a 1% cashback on all your retail expenditures, both online and offline, outside the Paytm app.
Eligibility & Document for Paytm HDFC Bank Credit Card
Read the article on CardsPreview.com for Paytm HDFC Bank Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | Paytm HDFC Bank Card |
|---|---|
| Joining fee | Rs. 49 + GST per month |
| Annual fee | Rs. 49 + GST per month |
| Fee waiver | The monthly charge of Rs. 50 is exempted if you spend Rs. 5,000 or above within the month. |
| Fuel surcharge | Benefit from a 1% waiver on fuel surcharge for all your fuel transactions. |
How to Apply for Paytm HDFC Bank Credit Card
You can apply online or offline for this Paytm HDFC Bank Credit Card.
Online – Visit HDFC Bank’s official website and apply for this Paytm HDFC Bank Credit Card.
Offline – You can visit the nearest HDFC Bank branch with all the necessary documents for the Paytm HDFC Bank Card.
