In September 2017, Standard Chartered unveiled its Standard Chartered Ultimate Credit Card, marking the apex of the bank’s card offerings.

As a premium card, the Ultimate credit card extends exclusive benefits to its users, including golf services and Priority Pass membership. Standard Chartered acknowledges the global travel needs of its clientele, evident in the favourable foreign currency exchange rate of 2%, surpassing the average fee of 3.5%. Moreover, cardholders enjoy a 5% cashback on duty-free purchases at airports, adding a touch of luxury to their international journeys.

Key Features of the Standard Chartered Ultimate Credit Card

Rewards Program: Earn reward points for every eligible transaction and redeem them for various rewards like travel, shopping, and dining vouchers.
Travel Benefits: Enjoy exclusive privileges such as complimentary access to airport lounges, discounted airfares, travel insurance, and preferential foreign currency exchange rates.
Dining Privileges: Access special offers and discounts at selected restaurants and dining outlets to enhance your dining experiences.
Lifestyle Privileges: Benefit from discounts on shopping, entertainment, spa services, and golf privileges at partner establishments.
Concierge Services: Get assistance with travel arrangements, hotel bookings, restaurant reservations, and personalized requests through dedicated concierge services.
Contactless Payments: Make quick and convenient transactions by simply tapping the card at payment terminals.
Balance Transfer Facility: Transfer outstanding balances from other credit cards to the Standard Chartered Ultimate Credit Card at attractive interest rates.
EasyEMI Facility: Convert high-value purchases into affordable monthly installment plans with low-interest rates.
Online Account Management: Easily manage your card account online, view transactions, pay bills, and access services through the Standard Chartered online banking portal or mobile app.
Global Acceptance: Use the card worldwide for transactions and cash withdrawals at millions of locations.

Benefits and Features of Standard Chartered Ultimate Credit Card

Benefits and Features	Standard Chartered Ultimate Credit Card
Welcome Benefits	As a welcome perk, enjoy 6,000 Rewards that can be redeemed for shopping vouchers or charitable contributions through the Standard Chartered 360° rewards program offered with the Ultimate Credit Card.
Cashback/Rewards Points	Accrue 5 Reward Points for every retail purchase of Rs. 150 made with the Ultimate Credit Card.
Travel Benefits	Avail a complimentary Dreamfolks membership, inclusive of free access to domestic and international lounges, along with a 5% cashback on all duty-free transactions at airports when using the Ultimate Credit Card.
Dining Benefits	N/A
Domestic Lounge Access	Benefit from 16 domestic lounge visits per year (4 each quarter) through the Dreamfolks membership associated with the Ultimate Credit Card.
International Lounge Access	Receive one complimentary lounge visit every month with the Dreamfolks membership linked to the Ultimate Credit Card.
Movie Benefits	N/A
Insurance Benefits	Enjoy air accidental insurance coverage of Rs. 1 crore and various other travel insurance protections.
Golf	Access one complimentary golf game per month and receive a free golf coaching session monthly with the Ultimate Credit Card.