The YES Prosperity Rewards Credit Card is a credit card that offers rewards and benefits to its cardholders for their everyday spending. It is designed to provide value and enhance the shopping and lifestyle experiences of its users.
The card often comes with reward points on specific spending categories, such as dining, groceries, fuel, or online shopping. This allows cardholders to earn rewards at a faster rate when they spend in these designated categories.
The YES BANK Prosperity Rewards credit card is designed to offer you rewards for every expenditure. With a minimal annual fee, this card provides excellent value for money, allowing you to earn up to 2 reward points for every Rs 200 spent, excluding select categories.
Moreover, you can earn 1 reward point for every Rs 200 spent in those specific categories.
These accumulated reward points hold versatile value, as they can be redeemed through the YesRewardz portal’s product catalog or utilized for Air Miles redemption.
Table of Contents
Benefits and Features of YES Prosperity Rewards Credit Card
| Benefits and Features | YES Prosperity Rewards Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | You will earn 2 Reward Points for every Rs 200 you spend on all categories except for a few select ones. And for those select categories, you will still earn 1 Reward Point for every INR 200 spent. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Reward Points
- Earn 2 Reward Points for every Rs 200 spent across all categories, excluding specific ones.
- Gain 1 Reward Point for each INR 200 spent in select categories.
- Enjoy 4 Reward Points per Rs. 200 on dining and travel, with a cap at 750 RPs per month. Receive 500 Reward Points upon each registration with YES PayNow.
- Experience accelerated reward points on select transactions through YESCART.
- Additionally, access enticing offers in travel, dining, shopping, wellness, and more in select cities.
Spend Based Waiver
The joining fee is exempted upon spending Rs 5,000 within the initial 90 days of card issuance. Additionally, on an annual expenditure of Rs 25,000, enjoy a waiver of the annual fee for the following year.
Milestone Benefits
With the YES BANK Prosperity Reward Credit Card, you have the opportunity to accumulate 10,000 reward points by spending Rs 1,80,000 or more within the anniversary year.
Eligibility & Document for YES Prosperity Rewards Credit Card
Read the article on CardsPreview.com for YES Prosperity Rewards Credit Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | YES Prosperity Rewards Credit Card |
|---|---|
| Joining fee | Rs. 399 |
| Annual fee | Rs. 399 |
| Fee waiver | Get an Annual fee waiver on spend of Rs 5000/- within the first 90 days of the card issuance. On an annual spend of Rs 25,000/- get the annual fee waived off. |
| Fuel surcharge | 1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000 across all fuel stations in India using this credit card. |
How to Apply for YES Prosperity Rewards Credit Card
You can apply online or offline for this YES Prosperity Rewards Credit Card.
Online – Visit Yes Bank’s official website and apply for this credit card.
Offline – You can visit the nearest Yes Bank branch with all the necessary documents.
