Yes Bank Credit Card Eligibility

Step into a realm of financial empowerment with Yes Bank Credit Cards, intricately designed to complement your unique lifestyle.

To navigate the path towards seamless transactions, understanding the eligibility criteria and compiling the necessary documentation is paramount.

In this comprehensive guide, we unravel the specifics of Yes Bank Credit Card eligibility, offering invaluable insights to streamline your application process.

Explore the key prerequisites and required documents, empowering you to unlock the full potential of owning a Yes Bank Credit Card.

Each transaction becomes a stride towards unparalleled convenience, exclusive rewards, and a world of financial possibilities tailored to suit your individual needs and aspirations.

Yes Bank Credit Card Eligibility check below –

Yes Bank Credit Card Eligibility

Yes Bank Credit Card Eligibility

To be eligible for approval for the YES Bank BYOC Credit Card, the following criteria must be met:

  1. The applicant’s age should fall within the range of 21 years to 60 years.
  2. The applicant can be either salaried or self-employed. For salaried individuals, the minimum required monthly income is Rs. 25,000, and for self-employed individuals, the minimum Income Tax Return (ITR) should be Rs. 5 lakhs.
  3. A satisfactory credit score is a prerequisite for eligibility.

Document required

When applying for the YES Bank BYOC Credit Card, it is essential to submit specific documents. The necessary documents include:

  1. Identity proof:
  • Aadhar Card, PAN Card, Passport, Voter’s ID, or Driving License.
  1. Address proof:
  • Aadhar Card, Passport, Ration Card, or the latest month’s utility bills.
  1. Income Proof:
  • Latest month’s salary slips/bank statements, or the most recent audited Income Tax Return (ITR).

Key Parameters for Yes Bank Credit Card Eligibility

In the continually changing sphere of personal finance, it is vital for individuals to comprehend the crucial aspects of credit card requirements while navigating the multitude of available options.

Those aspiring to secure a credit card must pay close attention to specific factors that play a substantial role in the application process.

Primary among these is the need for a robust proof of identity, with documents such as the Aadhaar Card, PAN Card, or Passport serving as concrete validation. Equally important is the verification of address, necessitating the submission of utility bills, Aadhaar Card, or Passport to ensure smooth communication between the cardholder and the issuing institution.

Demonstrating financial stability is pivotal, requiring the provision of the latest salary slips, bank statements, or Form 16 as proof of income. Significantly, maintaining a healthy credit score is non-negotiable; this numerical representation of creditworthiness significantly influences approval decisions.

A comprehensive understanding of these critical parameters empowers individuals to strategically position themselves during the credit card application process, enhancing their chances of approval.

By delving into these essential components, potential cardholders can confidently navigate the intricate landscape of credit requirements, ultimately securing a credit card that aligns seamlessly with their financial goals and lifestyle.

Yes Bank Credit Card Customer Care 

If your card is lost or misplaced, you have several options to block it:

  1. Send an SMS: BLKCC from your registered number to 9840909000.
  2. Utilize Yes Bank internet banking.
  3. Make use of YES Mobile Banking.
  4. Employ the exclusive YesPay app.
  5. Contact the YES Bank call center through the numbers: 18001031212 (toll-free) / +91 22 49350000 (for calls from outside India).

For any assistance required, you can either call their customer helpline or alternatively, address your queries/complaints by completing a form on the bank’s official website. If, for any reason, your concerns remain unresolved, you may reach out to Yes Bank’s grievance redressal officer via email at

How to Apply for Yes Bank Credit Card

YES Bank offers both online and offline avenues for applying for the First Exclusive Credit Card. To apply online, simply click the “Apply Now” button on your screen, input the required details, and your application for the Yes Bank First Exclusive Credit Card will be submitted.

For those who prefer offline methods, visiting the nearest Yes Bank branch is an alternative. Ensure you bring the mentioned documents, including identity proof, address proof, and a passport-size photo. Additionally, provide proof of income, such as salary slips for salaried individuals or ITR documents for self-employed applicants.

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