YES Prosperity Rewards Plus Credit Card is a credit card offered by YES Bank. It is designed to provide rewards and benefits to cardholders for their everyday spending.
The card entails a modest joining fee of Rs. 399, unlocking a plethora of enticing rewards and offers. Earn 4 Reward Points for every retail expenditure of Rs. 200, and for expenditures like tax payments and utilities, enjoy 2 Reward Points per Rs. 200. Additionally, seize the opportunity to have your joining and renewal fees waived based on your spending patterns.
Experience an acceleration in Reward Points when making purchases through the YES cart. These points are redeemable across diverse categories such as travel, dining, shopping, InterMiles, and Club Vistara Points via the YesRewardz portal. This card extends beyond mere transactions, offering exclusive deals on travel, dining, shopping, and more through the YesPrivileges program.
Read more to know about this credit card –
Table of Contents
Benefits and Features of YES Prosperity Rewards Plus Credit Card
| Benefits and Features | YES Prosperity Rewards Plus Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Earn Reward Points for every Rs. 200 spent on retail, while specific transactions like tax payments, utilities, and postal services accrue 2 Reward Points for every Rs. 100 expended, among other benefits. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | In the unfortunate event of the primary cardholder’s accidental death, a credit shield cover is in place to provide financial protection. |
Rewards
Accumulate 4 Reward Points for each Rs. 200 spent on retail acquisitions.
Gain 2 Reward Points for every Rs. 200 transaction covering utilities, bus lines, postal services, tax payments, and more.
Collect 8 Reward Points for every Rs. 200 expended on dining and travel, with a monthly cap set at 1500 reward points.
Receive 500 Reward Points upon successful registration with YES PayNow.
Fuel Surcharge
The 1% fuel surcharge is exempted at every fuel station in India for transactions ranging from a minimum of Rs. 400 to a maximum of Rs. 5,000. This results in a monthly maximum benefit of Rs. 125 through the fuel surcharge waiver.
Eligibility & Document for YES Prosperity Rewards Plus Credit Card
Read the article on CardsPreview.com for YES Prosperity Rewards Plus Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | YES Prosperity Rewards Plus Card |
|---|---|
| Joining fee | Rs. 399 |
| Annual fee | Rs. 399 |
| Fee waiver | N/A |
| Fuel surcharge | Enjoy a 1% fuel surcharge waiver for transactions ranging from Rs. 400 to Rs. 5,000 at any fuel station in India when using this credit card. |
How to Apply for YES Prosperity Rewards Plus Credit Card
You can apply online or offline for this YES Prosperity Rewards Plus Card.
Online – Visit Yes Bank’s official website and apply for this credit card.
Offline – You can visit the nearest Yes Bank branch with all the necessary documents for YES Prosperity Rewards Plus Card.
Conclusion
The YES Prosperity Rewards Plus credit card stands out as an excellent choice, particularly for those looking to maximize savings on their expenditures.
This card not only offers exclusive rewards but also presents an opportunity for customers to have their joining and renewal fees waived.
Additionally, the earned Reward Points can be effortlessly redeemed across various products and categories.
By accumulating Reward Points through this card, significant savings can be achieved, which can be utilized for diverse purposes.
The card also provides enticing offers on dining, travel, shopping, and more through YesPrivileges, adding another noteworthy dimension to its features.
