Airtel Axis Bank vs My Zone credit card- Check below for a comparison between the Airtel Axis Bank vs My Zone credit card or My Zone credit card vs Airtel Axis Bank credit card and find which is better –
Airtel Axis Bank vs My Zone credit card
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Overview of Airtel Axis Bank credit card
The Airtel Axis Bank Credit Card, a recently introduced co-branded card by Axis Bank in collaboration with the renowned telecommunications service provider, Bharti Airtel, is designed for individuals extensively utilizing Airtel services.
Priced at an economical annual fee of Rs. 500, the card extends a warm welcome to its users through an exclusive Amazon gift voucher.
Functioning as a cashback credit card, it allows cardholders to enjoy up to 25% cashback on Airtel Mobile, DTH, and broadband bill payments made through the Airtel Thanks app.
Additionally, users can avail of 10% cashback on water, gas, and other utility bill expenditures via the Airtel Thanks app, along with a 10% cashback on transactions with partner merchants.
Overview of My Zone credit card
The MY Zone Credit Card, a product of Axis Bank, brings forth a range of benefits for users making transactions on Paytm, Myntra, and Swiggy, coupled with the added perk of complimentary lounge access at airports.
This credit card, issued by Axis Bank, is exempt from lifetime charges and is packed with advantageous features.
To gain a comprehensive understanding, read on to discover the card’s features, benefits, fees, and eligibility criteria.
The My Zone Credit Card from Axis Bank is designed as an entry-level credit option, featuring a modest annual fee of Rs. 500.
In addition to this, cardholders enjoy a complimentary premium subscription to SonyLiv, valued at Rs. 999.
Despite its low annual cost, the card offers substantial value through exclusive movie and dining offers, complimentary access to domestic airport lounges, and additional perks.
Regarding rewards, users accumulate 4 EDGE Points for every Rs. 200 spent, with 1 Edge Reward equivalent to Re. 0.20.
Airtel Axis Bank vs My Zone credit card
| Features/Charges | Airtel Axis Bank credit card | Axis Bank MY Zone Credit Card |
|---|---|---|
| Joining Fees | Rs 500 | Avail a unique opportunity to access select channels with a lifetime free offer by making a one-time payment of Rs. 500. |
| Annual Fees | Rs 500 | For the initial year, there are no charges, and from the second year onward, a fee of Rs. 500 is applicable, inclusive of a lifelong free subscription to chosen channels |
| Welcome Benefits | Upon joining, you receive a welcome voucher valued at Rs. 500. | Your first expenditure within the first 30 days of card issuance entitles you to a free annual subscription to SonyLiv Premium, valued at Rs. 999. |
| Cashback / Rewards point | Receive a 25% cashback on expenditures such as Airtel Mobile, DTH, broadband bill payments, water, gas, and various utility bills through the Airtel Thanks app*. Additionally, enjoy a 10% cashback on Swiggy, Zomato, and BigBasket*, along with a 1% cashback on all other retail transactions. | For each Rs. 200 expenditure on the MY Zone credit card, you receive 4 to 40 reward points |
| Dining benefits | Gain a discount of up to 20% at more than 4000 participating restaurants as part of Axis Bank’s Dining Delights Program throughout India. | Avail discounts of up to 20% at select Indian restaurants through the ‘Dining Delights’ program. |
| Travel benefits | Receive four complimentary access passes to domestic lounges annually*. | Access participating airport lounges in India with the benefit of up to four complimentary visits each year. |
| Annual fees waiver | The annual charge of Rs. 500 is exempted from the second year onward if your expenditures on this credit card total Rs. 2 lakhs or above in the preceding anniversary year. | N/A |
| Fuel surcharge waiver | Obtain a waiver of 1% on fuel surcharge for all transactions ranging from Rs. 400 to Rs. 4,000. | Enjoy a 1% refund on the transaction amount for fuel purchases falling between Rs. 400 and Rs. 4,000, with the advantage of earning up to Rs. 400 in benefits per month. |
