Indian Oil Axis Bank vs SBI BPCL- Check below for a comparison between Indian Oil Axis Bank vs SBI BPCL or SBI BPCL Credit Card vs Indian Oil Axis Bank Credit Card and find which is better –

Indian Oil Axis Bank vs SBI BPCL

Overview of Indian Oil Axis Bank Credit Card

For those who frequently use their vehicles for commuting or travel, the Indian Oil Axis Bank Credit Card offers a co-branded solution.

Cardholders have the chance to earn a value back of up to 5% on fuel transactions made at Indian Oil outlets, provided in the form of fuel points.

An added incentive includes a welcome bonus, offering up to 1000 reward points for the first transaction completed within 30 days of card activation.

Overview of SBI BPCL Credit Card

Introduced by SBI in partnership with Bharat Petroleum, the SBI BPCL Credit Card ensures cashback incentives for fuel expenditures made at BPCL petrol outlets.

Furthermore, it includes diverse reward options across categories such as groceries, movies, dining, and others. Continue reading to gain insights into the SBI BPCL Card.

Serving as an entry-level choice, this card carries a minimal yearly membership charge of Rs. 499.

Geared towards fuel-related transactions, it guarantees an overall value return of 4.25%, incorporating a 3.25% reward rate and a 1% surcharge waiver, specifically for purchases at BPCL stations.

Indian Oil Axis Bank vs SBI BPCL

Features/Charges	Indian Oil Axis Bank Credit Card	SBI BPCL Credit Card
Joining Fees	Rs. 500	Rs.499
Annual Fees	Rs. 500	Rs.499 (Reversed on spending Rs. 50,000 in a year)
Welcome Benefits	For the first 30 days after card activation, you will be entitled to 100% cashback on your fuel transactions, with a maximum limit of Rs. 250.	Receive a bonus of 2,000 Activation Reward Points, translating to Rs. 500, credited to your account 20 days after the payment of the joining fees* for this card.
Cashback / Rewards point	The upper boundary for Accelerated EDGE RP associated with fuel transactions is restricted to 1000 RP monthly, limiting the highest fuel expenses eligible for a 4% return to Rs 5000 within each calendar month. While it should cover the needs of the majority, it might be somewhat insufficient for car owners, taking into account the prevailing fuel costs.	Acquire 1 Reward Point for each Rs. 100 spent, resulting in a Reward Rate of 0.25%. Benefit from a substantial 5 Reward Points on dining, movies, departmental stores, and grocery purchases, maintaining the same Reward Rate of 0.25%. Amplify your rewards with an exceptional 13 times Reward Points exclusively at BPCL fuel stations, boasting a generous Reward Rate of 3.25% through the use of this card.
Dining benefits	Cardholders are entitled to receive discounts of up to 15% on their dining expenditures at partner restaurants in India through the Dining Delights program.	Enjoy an increased reward points multiplier of five times for dining expenditures with this card.
Travel benefits	N/A	N/A
Annual fees waiver	Upon spending Rs. 50,000 in a year, the annual fee will be waived.	On this card, the annual fee is waived if annual expenditures surpass Rs. 1,50,000.
Fuel surcharge waiver	Enjoy a fuel surcharge waiver of 1% on transactions falling between Rs. 200 and Rs. 5,000 per month, with the option to receive a maximum waiver of Rs. 50 in each statement cycle.	This card provides a 1% fuel surcharge waiver on transactions at all fuel stations in India, valid for transactions of Rs. 4000*.