HDFC Infinia vs Amex Platinum Travel- Check below for a comparison between HDFC INFINIA vs Amex Platinum Travel or Amex Platinum Travel vs HDFC INFINIA and find which is better –
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Overview of HDFC INFINIA Credit Card
The card extends exclusive privileges, including 24/7 concierge services, access to premium golf destinations, and attractive dining benefits at some of the country’s most high-end restaurant chains.
Considering the international travel needs of its premium clientele, HDFC offers a reduced foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program.
HDFC Infinia Metal operates on a Reward Points system, enabling users to earn 5 Reward Points for every Rs. 150 spent.
Despite the slightly higher annual membership fee of Rs. 12,500, it is undeniably a valuable choice, especially for financially stable individuals who refuse to compromise on their lifestyle.
Overview of Amex PlatinumTravel credit card
Renowned globally for its premium credit card selection and associated air travel advantages, American Express introduces its exclusive offering in the travel category for the Indian audience—the American Express Platinum Travel Credit Card.
Positioned as one of AmEx’s most distinguished credit cards, it allures customers with enticing welcome perks and an abundance of milestone advantages in the form of Membership Rewards Points.
These points provide flexibility by enabling users to redeem them not only for travel-related expenses such as booking flights, hotels, and cars through the Amex Travel Online portal but also for acquiring shopping vouchers on various online retail platforms and e-vouchers via American Express’s dedicated online shopping hub.
Furthermore, cardholders have the option to conveniently settle their credit card bills utilizing Amex’s innovative Cash + Points scheme.
HDFC Infinia vs Amex Platinum Travel
| Features/Charges | HDFC Infinia Metal Card | Amex Platinum Travel credit card |
|---|---|---|
| Joining Fees | Rs. 12,500 | Rs. 3,500 |
| Annual Fees | Rs. 12,500 | Rs. 5,000 |
| Welcome Benefits | As part of the welcome package, you’ll be granted 12,500 Reward Points, coupled with various additional privileges. | After settling the joining fee and making eligible purchases totaling at least Rs. 30,000 within the first 90 days from card issuance, you’ll receive a welcome bonus of 11,000 bonus Membership Rewards Points. |
| Cashback / Rewards point | Every retail transaction of Rs. 150 allows you to accumulate 5 Reward Points. | Earn 1 Membership Reward Point for every Rs. 50 expended through the card, with exceptions for spending on fuel, utilities, insurance, cash transactions, and EMI conversions at the Point of Sale. |
| Dining benefits | Take advantage of distinctive dining privileges, coupled with a complimentary Club Marriott membership, providing a complimentary 1 + 1 buffet opportunity at ITC hotels. | Receive up to a 20% discount at specific restaurants. |
| Travel benefits | Gain a complimentary Priority Pass membership, ensuring unlimited access to airport lounges, in addition to participating in the Infinia Credit Card Lounge Access Program. Furthermore, enjoy a one-year complimentary Club Marriott membership and a free 2 + 1-night stay at select luxurious ITC hotels. | Avail yourself of complimentary domestic lounge access every year, benefit from Priority Pass membership, and receive a complimentary Taj Epicure Membership. |
| Annual fees waiver | Spending Rs. 10 lakh in the preceding year qualifies you for a waiver of the renewal fee. | N/A |
| Fuel surcharge waiver | vail yourself of a 1% waiver on the fuel surcharge*. | Enjoy a fee waiver for transactions up to Rs. 5,000 at HPCL fuel stations. For BPCL and IOCL stations, a 1% surcharge is applicable, and at all other fuel stations throughout India, there is a 2.5% surcharge when using this credit card. |
