Check below for a comparison between Standard Chartered Digismart vs Axis Platinum or Axis Bank Platinum vs Standard Chartered Digismart and find which is better –
In the evolving landscape of credit cards, the comparison between the Standard Chartered Digismart Credit Card and the Axis Platinum Credit Card emerges as a strategic decision for individuals seeking diverse financial advantages.
The Standard Chartered Digismart Credit Card, designed for the digital age, offers a seamless blend of cashback rewards and exclusive discounts on online transactions, making it an appealing choice for the tech-savvy consumer.
On the other hand, the Axis Platinum Credit Card provides a versatile approach, featuring benefits such as dining discounts, travel perks, and accelerated rewards on various expenditures.
This comprehensive analysis delves into the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.
Whether you prioritize digital-centric rewards or seek a card with a broader spectrum of privileges, understanding the nuanced features of these credit cards will guide you towards the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of Standard Chartered Digismart
The Standard Chartered DigiSmart Credit Card is a credit card offered by Standard Chartered Bank. It is designed for customers who prefer digital transactions and offers several benefits and rewards for online shopping and digital payments.
Overview of Axis Bank Platinum
The Axis Bank Platinum Credit Card is a basic credit card offered by Axis Bank that comes with a range of features.
Cardholders can enjoy a waiver on fuel surcharges on transactions made at petrol pumps.
Cardholders can enjoy exclusive discounts on movie tickets. To know many more such benefits keep reading.
Standard Chartered Digismart vs Axis Platinum
| Features/Charges | Standard Chartered Digismart | Axis Bank Platinum |
|---|---|---|
| Joining Fees | Rs 49 + applicable taxes | Rs. 500 |
| Annual Fees | Rs 49 + applicable taxes | Rs. 200 |
| Welcome Benefits | N/A | As a welcome bonus, you will get 100 Edge Rewards on first online transaction using this credit card. |
| Cashback / Rewards point | Earn up to 25% off on travel-related spending on partner brands and up to 20% off on shopping at partner brands using DigiSmart Credit Card. | Get 6 Edge Rewards on every domestic spend of Rs. 200 and 12 Edge Rewards on every international spend of Rs. 200. |
| Dining benefits | Get up to 10% off on food orders on Zomato using DigiSmart Credit Card. | Get a minimum discount of 15% on dining at partner restaurants in India. |
| Travel benefits | Get 20% off on domestic flight bookings with Yatra.com, a 10% discount on international flight bookings, and up to 25% off on domestic hotel bookings using DigiSmart Credit Card | N/A |
| Annual fees waiver | The monthly membership fee can be waived off on spending Rs. 5,000 in the last month*. | The joining fee is waived on spending Rs. 5,000 within 45 days of card setup & the renewal fee is waived on spending Rs. 1,00,000 in the previous year. |
| Fuel surcharge waiver | 1% fuel surcharge is applicable | 1% fuel surcharge waiver on purchasing fuel worth between Rs. 400 – Rs. 4000 at all petrol pumps across India using this credit card*. |
