Check below for a comparison between HDFC Diners Club Privilege vs Regalia credit card or Regalia credit card vs HDFC Diners Club Privilege and find which is better:-
In the dynamic landscape of HDFC Bank’s premium credit cards, the comparison between the HDFC Diners Club Privilege and the HDFC Regalia Credit Card becomes a pivotal decision for individuals seeking exclusive financial privileges.
The HDFC Diners Club Privilege Credit Card, synonymous with luxury, offers an array of elite benefits such as airport lounge access, golf privileges, and milestone rewards, catering to those who value a premium lifestyle.
On the other hand, the HDFC Regalia Credit Card is renowned for its comprehensive features, spanning travel perks, lifestyle privileges, and versatile rewards, making it a compelling choice for a broader audience.
This comprehensive analysis delves into the unique attributes of each card, empowering users to make an informed decision based on their specific preferences, spending patterns, and lifestyle choices.
Whether you prioritize premium experiences or seek a diverse range of privileges, understanding the nuanced features of these HDFC credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual aspirations.
Table of Contents
Overview of HDFC Diners Club Privilege credit card
The HDFC Diners Club Privilege Credit Card is a high-end credit card offered by HDFC Bank.
This card is tailored to provide exclusive perks and advantages, particularly in the realms of dining and travel.
Overview of HDFC Regalia credit card
The HDFC Bank Regalia Credit Card presents numerous advantages in both travel and lifestyle, featuring a reward points system.
This premium credit card is offered by HDFC Bank. Delve further to understand the intricacies of the card, including its features, benefits, fees, and eligibility.
Priced at Rs 2,500 annually, this card greets you with a welcome offer of 2,500 bonus Reward Points.
Across lifestyle, travel, and dining, the card offers numerous advantages, establishing itself as one of HDFC’s highly sought-after credit cards.
To fulfil its commitment to luxury and travel perks, the HDFC Regalia Card grants complimentary Airport Lounge Access domestically and internationally.
Every Rs. 150 spent on the card earns you 4 Reward Points, redeemable across various categories at a value of up to Re. 0.5 per point.
Notably, the card imposes a minimal foreign currency markup, positioning it as the optimal choice for global transactions. Additionally, the card features exceptional dining benefits and round-the-clock Concierge services.
HDFC Diners Club Privilege vs Regalia credit card
| Features/Charges | HDFC Diners Club Privilege credit card | HDFC Regalia credit card |
|---|---|---|
| Joining Fees | Rs. 2,500 | Rs. 2500 + Taxes |
| Annual Fees | Rs. 2,500 | Rs. 2500 + Taxes |
| Welcome Benefits | You can enjoy the Swiggy One membership at no cost, and its validity extends for a three-month period. | As a gesture of welcome, you’ll receive a bonus of 2,500 Reward Points. |
| Cashback / Rewards point | Earning 4 Reward Points for each Rs 150 spent is part of the benefits. | Earn 4 Reward Points for every Rs. 150 spent. |
| Dining benefits | The Swiggy One membership, given at no cost, has a validity period of three months. | Obtain a special dine-out passport membership, extra 5% discount, and early access to numerous festivals and events at participating hotels. |
| Travel benefits | Access lounges for free at both domestic and international places. | Receive free entry to Domestic and International Lounges along with inclusive Travel Insurance |
| Annual fees waiver | Enjoy a waiver on the annual fee by surpassing Rs. 3 lakhs in spending during the last year. | Have the yearly charge exempted when your spending reaches 3 lakhs or more using this card. |
| Fuel surcharge waiver | Get a 1% fuel surcharge discount when making transactions at any fuel station. | Receive a 1% exemption on fuel surcharge for transactions ranging from Rs. 400 to Rs. 5000. |
