SBI SimplyClick credit card vs SBI card Pulse

Check below for a comparison between SBI SimplyClick credit card vs SBI card Pulse or SBI card Pulse vs SBI SimplyClick credit card and find which is better –

Overview of SimplyClick credit card

SBI Card’s SBI SimplyCLICK Credit Card stands out as an entry-level shopping credit card.

Earn rewards for every spend, including shopping and online transactions. Enjoy the added benefit of a 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps nationwide when using this card.

Catering to those who love online shopping, this card shines with its impressive 10x reward points on transactions made at key online shopping and travel platforms.

These include Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart.

It’s important to highlight the adjustment in the rewards structure for Amazon, which now stands at 5x Rewards.

Furthermore, the card allows for 5x rewards on online expenditures and one reward point for every Rs. 100 spent on offline purchases.

Overview of SBI card Pulse

The card requires an initial fee of Rs. 1,500 and provides a welcome gesture in the form of a complimentary smartwatch valued at Rs. 5,999.

Additionally, it includes a free Fitpass Pro & Netmeds First membership that is automatically renewed each year upon payment of the annual fee.

Regarding the rewards program, you accrue 2 Reward Points for every Rs. 100 spent and enjoy 5x Reward Points on specific categories.

These earned points can be redeemed across various categories or applied towards your statement balance.

In addition to health-related perks, the card boasts enticing travel benefits, such as complimentary access to domestic airport lounges and a free Priority Pass membership for the initial two years.

Upon reaching a spending milestone, you receive a Rs. 1,500 e-gift voucher, and meeting this milestone can also result in a waiver of the renewal membership fee.

The card further provides benefits like air accident insurance, travel insurance, zero liability protection, and a fuel surcharge waiver.

SBI SimplyClick credit card vs SBI card Pulse

Features/Charges	SBI SimplyClick credit card	SBI card Pulse
Joining Fees	Rs. 499 + GST	Rs. 1,499 + GST
Annual Fees	Rs. 499 + GST	Rs. 1,499 + GST
Welcome Benefits	Treat yourself or someone special to an Amazon gift card with a value of Rs. 500.	Earn 2000 Rewards points (equivalent to Rs.500) when you make purchases totaling Rs.2000 or more within the initial 60 days of using this card
Cashback / Rewards point	Enjoy a 5% cashback on every online transaction and receive a 1% cashback on other offline transactions and utility bill payments when using this card.	Accumulate 10 reward points for every Rs. 100 spent at the Chemist, during movies, at dining establishments, and at pharmacies.
Dining benefits	N/A	N/A
Travel benefits	Access domestic airport lounges four times a year for free by using this card.	Enjoy free access to Domestic Lounges courtesy of your Priority Pass Membership.
Annual fees waiver	Achieve an annual fee waiver after spending 2 lakh using this card.	The annual fee will be exempted if your yearly expenditures on this card exceed Rs. 2,00,000.
Fuel surcharge waiver	Use this card to receive a 1% fuel surcharge waiver when making transactions ranging from Rs. 500 to Rs. 3,000 at petrol stations across the country.	Obtain a 1% waiver on fuel surcharges when using this card for transactions ranging from Rs. 500 to Rs. 4,000 at all fuel stations in India.