Check below for a comparison between the ICICI Amazon Pay credit card vs ICICI Platinum credit card or ICICI Platinum credit card vs ICICI Amazon Pay credit card and find which is better –

In the dynamic landscape of credit cards, the decision between the ICICI Amazon Pay Credit Card and the ICICI Platinum Credit Card becomes a crucial choice for individuals seeking tailored financial advantages.

The ICICI Amazon Pay Credit Card, born from a collaboration with the e-commerce giant, offers exclusive benefits such as cashback and rewards on Amazon transactions, making it an enticing choice for avid online shoppers.

In contrast, the ICICI Platinum Credit Card, a versatile option, provides a range of privileges including dining discounts, travel benefits, and comprehensive rewards.

This thorough comparison explores the unique attributes of each card, guiding users to make an informed decision based on their specific spending patterns and lifestyle preferences.

Whether you prioritize specialized rewards for online shopping or seek a broader spectrum of benefits, understanding the nuanced features of these ICICI credit cards will lead you to the one that seamlessly aligns with your financial goals and individual preferences.

Overview of ICICI Amazon Pay credit card

The Amazon Pay ICICI Credit Card is not just a cashback card; it’s a financial companion that ensures a substantial 5% cash back for Prime members on the Amazon shopping app.

Moreover, it provides a consistent 1% cashback on all online and offline transactions, embodying the essence of a lifetime free credit card.

Crafted with online shoppers in mind, the Amazon Pay ICICI Credit Card stands as an entry-level co-branded shopping credit card.

It specifically targets those who enjoy shopping on Amazon, offering an elevated reward rate for such transactions.

Despite its affiliation with Amazon, this credit card maintains a straightforward nature with limited extra advantages.

Overview of ICICI Platinum credit card

The zero annual fee ICICI Bank Platinum Chip credit card is designed for remarkable savings on all your expenses.

Users can accrue up to 2 Reward Points per purchase, with the flexibility to redeem these points for diverse options, including cashback.

The card also extends enticing discounts on dining at over 2500 restaurants in India through the ICICI Bank Culinary Treats Programme. Additionally, cardholders can enjoy a 1% discount on all fuel transactions at HPCL pumps.

ICICI Amazon Pay credit card vs ICICI Platinum credit card

Features/Charges	Amazon Pay ICICI Credit Card	ICICI Platinum Chip Credit Card
Joining Fees	NIL	NIL
Annual Fees	NIL	NIL
Welcome Benefits	Receive an Amazon Pay Balance welcome bonus, with amounts varying from Rs300 to Rs600.	N/A
Cashback / Rewards point	Prime members receive a 5% cashback, while non-Prime users get 3%, and all other transactions qualify for a 1% cashback.	Earning 2 Reward Points is possible with every Rs. 100 spent on retail transactions.
Dining benefits	Enjoy the benefits of the ‘Culinary Treats program’ with this card, securing a substantial 15% discount at affiliated restaurants.	Save 15% on dining costs simply by using this card.
Travel benefits	N/A	N/A
Annual fees waiver	N/A	N/A
Fuel surcharge waiver	Secure a 1% fuel surcharge waiver by using this card at any fuel station throughout India.	Enjoy a 1% fuel surcharge exemption at all HPCL petrol stations nationwide when using this card.