Axis Bank Flipkart credit card vs Indian oil credit card

Check below for a comparison between Axis Bank Flipkart credit card vs Indian oil credit card or Indian oil credit card vs Axis Bank Flipkart credit card and find which is better –

Overview of Flipkart Axis Bank credit card

Axis Bank’s Flipkart Axis Bank Credit Card is a leading cashback credit card, providing an impressive 5% cashback on Flipkart and Myntra purchases, and a commendable 1.5% cashback on all other transactions.

Whether you’re in need of daily household items, clothing, electronics, or books, or enjoying some festive retail therapy, the Flipkart Axis Bank Credit Card ensures an instant 5% cashback on Flipkart.

Additionally, this card provides boosted cashback at favoured merchants such as Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit, complemented by advantageous perks for travel, dining, and fuel.

Overview of Indian Oil Credit Card

Crafted for individuals who rely on their vehicles for daily commuting or travel, the Axis Bank Indian Oil Credit Card is a collaborative credit card that brings exclusive advantages.

Users stand to gain a 5% value back on fuel transactions at Indian Oil stations through accruing fuel points. Moreover, a welcome bonus of up to 1000 reward points is offered for the initial transaction completed within 30 days of card activation.

Axis Bank Flipkart credit card vs Indian oil credit card

Features/Charges	Flipkart Axis Bank credit card	Axis Bank Indianoil Credit Card
Joining Fees	Rs. 500 + Taxes	Nil
Annual Fees	Rs. 500 + Taxes	Rs 500
Welcome Benefits	Get Flipkart vouchers totaling Rs. 500 and enjoy a 15% cashback, capped at Rs. 500, when shopping on Myntra.	Within the first 30 days of card activation, you qualify for a 100% cashback on your fuel purchases, with a limit of Rs. 250.
Cashback / Rewards point	Receive a 5% cashback on both Flipkart and Myntra acquisitions, with an extra 1.5% cashback on retail spending.	Purchases between Rs 100 and Rs 5000 are eligible for the 4% fuel reward. The accelerated EDGE RP for fuel is capped at 1000 RP per month, imposing a maximum limit of Rs 5000 per calendar month for the 4% fuel return. While this meets the needs of most users, it may be slightly insufficient for car owners, particularly with current fuel prices. Furthermore, a 1% fuel surcharge waiver is granted for transactions ranging from Rs 200 to Rs 5000, with the maximum waiver set at Rs 50 per statement. This places a cap on the fuel surcharge waiver at Rs 5000 worth of fuel expenditure within a statement cycle.
Dining benefits	Obtain a 20% price reduction on your restaurant expenses through Axis Bank’s ‘Dining Delights’ initiative when using this card.	Under the Dining Delights program, individuals with the card can avail themselves of a dining discount of up to 15% on their bills at participating restaurants across India.
Travel benefits	Avail yourself of four complimentary visits at domestic airports annually with the use of this card.	N/A
Annual fees waiver	Attain an exemption from the annual fee by reaching a spending milestone of 2 Lakhs with this card.	Achieve an annual spending of Rs. 50,000 to have the annual fee automatically waived.
Fuel surcharge waiver	Obtain a 1% exemption on fuel surcharges at all fuel stations throughout India with this card.	Benefit from a 1% fuel surcharge waiver applicable at all fuel stations throughout India.