Check below for a comparison between ICICI Coral vs HPCL Super Saver Credit Card or HPCL Super Saver Credit Card vs ICICI Coral and find which is better –
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Overview of ICICI Coral credit card
The ICICI Coral Credit Card provides numerous advantages such as reward points, cashback, and gift vouchers. Accumulate payback points with every transaction.
The Coral credit card is available in three variations: Visa, Mastercard, and AmEx, giving you the flexibility to choose the one that suits you.
With this card, every transaction of Rs. 100 allows you to accumulate up to 2 reward points, which can be redeemed across various categories and products.
Additionally, the Coral credit card offers the chance to earn up to 10,000 bonus Reward Points annually through its milestone program.
Alongside these perks, the card provides attractive discounts on movie tickets for Inox and BookMyShow. To cater to your travel needs, it also includes complimentary access to domestic airport and railway lounges every quarter.
Overview of ICICI Bank HPCL Super Saver Credit Card
In collaboration with Hindustan Petroleum Corporation Limited (HPCL), ICICI Bank has rolled out a distinctive co-branded credit card, augmenting its assortment of HPCL credit cards.
What sets the Super Saver credit card apart is its unconventional approach compared to typical co-branded counterparts.
Unlike most cards that restrict cashback or rewards to specific spending categories, the ICICI Bank HPCL Super Saver Card offers cashback and/or reward points benefits (termed as Reward points) across all types of expenditures.
The card is accompanied by a reasonable joining or annual fee of Rs. 500 and grants users bonus reward points and cashback as a welcoming gesture.
With this co-branded card, individuals can consistently enjoy savings of up to 5% on their overall spending.
ICICI Coral vs HPCL Super Saver Credit Card
| Features/Charges | ICICI Coral credit card | ICICI Bank HPCL Super Saver Credit Card |
|---|---|---|
| Joining Fees | Rs. 500 + taxes | Rs. 500 + taxes |
| Annual Fees | Rs. 500 + taxes | Rs. 500 + taxes |
| Welcome Benefits | N/A | Obtain 200 Bonus Reward Points swiftly by settling the joining fees or undertaking transactions worth Rs. 5000 within the initial 45 days of activating the card. Furthermore, benefit from a Rs. 100 reduction on the HP Pay app for fuel transactions exceeding Rs. 100 when using this particular card. |
| Cashback / Rewards point | Obtain one reward point for every Rs. 100 spent on utility bills and insurance expenses, while earning two reward points with this card. | Enjoy a 5% cashback on fuel transactions conducted at HP fuel stations. Additionally, receive a 5% cashback in the form of Reward Points for purchases related to utilities and departmental stores. Further benefits include earning 2 Reward Points for every Rs. 100 spent on both domestic and international transactions when making use of this card. |
| Dining benefits | Enjoy a 15% discount on dining when you utilize this card. | Avail a 25% price reduction on movie tickets at both BookMyShow and INOX twice each month, complemented by special dining discounts when you make payments with this card. |
| Travel benefits | Utilize this card to receive complimentary access to both railway and airport domestic lounges. | Enjoy complimentary entry to domestic airport lounges with the use of this card. |
| Annual fees waiver | The annual fee is exempted when your yearly expenditures on this card exceed Rs. 1,50,000. | For annual spending exceeding Rs. 1,50,000 on this card, the annual fee will be waived. |
| Fuel surcharge waiver | Enjoy a 1% fuel surcharge waiver when using this card at all HPCL petrol stations across India for transactions of Rs. 4000. | Enjoy a 1% waiver on fuel surcharge at every fuel station across India when you utilize this card for transactions. |
