HDFC MoneyBack vs InterMiles Diners Club Card

HDFC MoneyBack vs InterMiles Diners Club Credit Card

Check below for a comparison between HDFC MoneyBack vs InterMiles Diners Club Card or InterMiles Diners Club Credit Card vs HDFC MoneyBack and find which is better–

In the dynamic landscape of credit cards, the choice between the HDFC MoneyBack Credit Card and the InterMiles HDFC Bank Diners Club Credit Card emerges as a strategic decision for individuals seeking diversified financial benefits.

The HDFC MoneyBack Credit Card is celebrated for its versatility, offering cashback rewards on a range of everyday expenditures, making it an ideal choice for those who prioritize instant savings.

On the other hand, the InterMiles HDFC Bank Diners Club Credit Card is designed for the avid traveller, providing accelerated miles on both domestic and international spending, along with exclusive travel perks such as lounge access and flight discounts.

This comprehensive analysis navigates through the unique attributes of each card, empowering users to make an informed decision based on their specific spending patterns, preferences, and lifestyle choices.

Whether you prioritize versatile cashback rewards or seek travel-centric benefits, understanding the nuanced features of these HDFC credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual aspirations, ensuring a tailored and rewarding credit card experience.

Choose the HDFC MoneyBack for versatile cashback rewards on everyday expenses, or opt for the InterMiles HDFC Diners Club Card, ideal for avid travellers seeking exclusive flight perks and rewards.

Overview of HDFC MoneyBack Credit Card

Receive a yearly welcome and renewal benefit of 500 Cash points upon payment of the joining or renewal fee.

The renewal fee can also be waived based on your annual spending. This card allows you to earn 4 Reward Points for every Rs. 150 spent online and 2 Reward Points for every Rs. 150 spent on other categories.

Redeem these points for cashback, SmartBuy flight/hotel bookings, and an assortment of products/vouchers. Additionally, quarterly spending can earn you gift vouchers every quarter.

Overview of HDFC Bank InterMiles Diners Club Credit Card

The InterMiles HDFC Bank Diners Club Credit Card is a co-branded credit card provided by HDFC Bank in association with InterMiles, a renowned travel and lifestyle rewards program.

This credit card is specifically designed to offer unique travel benefits, rewards, and privileges to cardholders.

HDFC MoneyBack vs InterMiles Diners Club Card

Features/ChargesHDFC Moneyback Credit CardHDFC Bank InterMiles Diners Club Credit Card
Joining FeesRs 500Rs. 5,000
Annual FeesRs 500Rs. 5,000
Welcome BenefitsA welcome perk of 500 Cash Points is granted upon payment of the membership fee.As a welcome benefit, you will get an InterMiles Gold membership for the first year and up to 25,000 bonus InterMiles
Cashback / Rewards pointEarn 4 Reward Points for each Rs 150 spent online, and on any other expense, get 2 Reward Points.N/A
Dining benefits
Benefit from reductions of up to 20% on your dining bills with Swiggy Dineout.Get Complimentary Dineout Passport Membership and a 15% off additional discount.
Travel benefitsN/AGet Unlimited airport lounge access
Annual fees waiver
Expenditures of Rs. 50,000 or higher in the previous year lead to the annulment of the annual fee.Waiver of renewal fee on spending Rs. 8,00,000 in the previous year.
Fuel surcharge waiver
A waiver on the 1% fuel surcharge is applied to every fuel transaction.1% fuel surcharge waiver on fuel transactions.
HDFC MoneyBack vs InterMiles Diners Club Card-*terms and conditions are applied for every credit card offer, kindly check the official website of HDFC Bank.
cardpreview refer footer banner

Leave a Reply

Your email address will not be published. Required fields are marked *