Axis Bank Magnus credit card vs HDFC Bank Diners Club Black Credit Card-
Check below for a comparison between Axis Bank Magnus credit card vs HDFC Bank Diners Club Black Credit Card or HDFC Bank Diners Club Black Credit Card vs Axis Bank Magnus credit card and find which is better –
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Overview of Axis Bank Magnus credit card
Aimed at affluent individuals aspiring to embrace a lavish lifestyle, this bank’s high-end card requires a joining fee of Rs. 12,500.
Despite the upfront cost, it opens the door to numerous deluxe travel, lifestyle, dining, and insurance privileges.
Cardholders enjoy exclusive access to domestic and international airport lounges, accompanied by a continuous concierge service.
Furthermore, premium customers can partake in international transactions with a modest 2% Forex Markup fee.
Overview of HDFC Bank Diners Club Black Credit Card
In the realm of credit cards at HDFC Bank, the Diners Club Black Credit Card shines as a symbol of prestige and luxury.
Precision-engineered to address the distinct preferences and travel aspirations of affluent clients, this credit card is a testament to opulence.
Its impressive array of features and benefits ensures a rich and satisfying experience for those privileged to hold it.
These credit cards come with a 24×7 concierge service, unrestricted airport lounge access, complimentary rounds of golf at some of the world’s finest golf destinations, and numerous other high-end perks.
HDFC aims these credit cards at individuals with substantial net worth. Whether you decide on one or the other, both are excellent choices for those seeking a premium card.
The HDFC Diners Club Black Credit Card is especially well-suited for individuals expecting a considerable portion of their total credit card expenditures to be on popular platforms like Zomato, Ola, Amazon Prime, BookMyShow, and others.
Axis Bank Magnus credit card vs HDFC Bank Diners Club Black Credit Card
Features/Charges | Axis Bank Magnus Credit Card | HDFC Diners Club Black credit card |
---|---|---|
Joining Fees | Rs. 10,000 + taxes | Rs. 10,000 + taxes |
Annual Fees | Rs. 10,000 + taxes | Rs. 10,000 + taxes |
Welcome Benefits | Upon activating your Axis Bank Magnus card for the first time, you become eligible for a welcome benefit, where you can opt for either a Tata Cliq Voucher worth Rs. 10,000 or a free domestic flight ticket. | By spending Rs. 1,50,000 or higher within the first 90 days, you qualify for a special welcome offer – complimentary annual memberships for Forbes, Club Marriott, Times Prime, MMT Black, Amazon Prime, and a three-month Swiggy One membership. |
Cashback / Rewards point | Earn 12 Axis EDGE REWARDS Points for every Rs. 200 spent on retail acquisitions through this card. Benefit from 5X Edge Rewards on travel spend via TRAVEL EDGE, and receive 2X Axis EDGE REWARDS Points for purchases at Yatra, MakeMyTrip, GoIbibo, and similar platforms. | Attain 5 Reward Points for every expenditure of Rs. 150, and indulge in the advantages of 10x Reward Points on SmartBuy transactions, along with 2x Reward Points for dining on weekends. |
Dining benefits | Explore discounts of up to 25% at over 600 five-star restaurants in India*. Plus, enjoy savings of up to 20% at over 4,000 dining options nationwide*. | Dining on weekends earns you double the Reward Points. |
Travel benefits | Take advantage of limitless domestic airport lounge entry every year. Also, enjoy unlimited complimentary visits to international lounges annually through Priority Pass*. | Avail yourself of complimentary access to both domestic and international lounges, whether national or global. |
Annual fees waiver | The annual fee is waived – Renewal fees are disregarded if your expenditure in the past 12 months is at least Rs. 15 lakhs. | Exceeding an annual expenditure of Rs. 5,00,000 ensures the waiver of the annual fee. |
Fuel surcharge waiver | With this credit card, you can avail a 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000 (maximum waiver capped at Rs. 400 per month)*. | Use this card at any fuel station across India and receive a 1% fuel surcharge exemption. |