Axis Bank Reserve vs HDFC INFINIA Credit Card- Check below for a comparison between Axis Bank Reserve vs HDFC INFINIA Credit Card or HDFC Bank INFINIA vs Axis Bank Reserve Credit Card and find which is better.

Axis Bank Reserve Credit Card vs HDFC Bank INFINIA Credit Card [Metal Edition]

Overview of Axis Bank Reserve Credit Card

The Axis Bank Reserve Credit Card, a distinguished offering from Axis Bank, caters to individuals with substantial net worth.

This premium card provides enticing perks such as special discounts and offers for fine dining experiences at handpicked restaurants throughout India.

Additionally, cardholders can avail themselves of complimentary access to airport lounges, travel insurance, and exemptions from fuel surcharges. The card extends exclusive privileges at renowned luxury hotels worldwide.

Overview of HDFC Bank INFINIA Credit Card

The card bestows exclusive privileges, including 24/7 concierge services, access to premium golf destinations, and attractive dining perks at some of the country’s most exclusive restaurant chains.

Acknowledging the international travel needs of its premium clientele, HDFC offers a reduced foreign currency exchange rate of 2% and a complimentary membership to the Priority Pass program.

HDFC Infinia Metal operates on a Reward Points system, enabling users to earn 5 Reward Points for every Rs. 150 spent.

Despite the slightly higher annual membership fee of Rs. 12,500, it is undeniably a valuable choice, particularly for financially stable individuals who refuse to compromise on their lifestyle.

Axis Bank Reserve vs HDFC INFINIA Credit Card

Features/Charges	Axis Bank Reserve Credit Card	HDFC Infinia Metal Card
Joining Fees	Rs. 50,000	Rs. 12,500
Annual Fees	Rs. 50,000	Rs. 12,500
Welcome Benefits	Upon activating the card and renewing its membership annually, cardholders will receive a generous welcome bonus in the form of 50,000 Edge Reward Points.	Your initiation into the program includes a generous welcome gift of 12,500 Reward Points and many additional advantages.
Cashback / Rewards point	Earn 15 Edge Reward Points for every Rs. 200 spent, and enjoy double the rewards with 2X Edge Reward Points on all international expenditures.	Earning 5 Reward Points is possible for every retail purchase of Rs. 150.
Dining benefits	Receive a free Eazydiner Prime membership, providing a 25% discount at diverse restaurants, and enjoy a 20% discount at participating establishments through the Dining Delights program.	Benefit from unique dining incentives along with a complimentary Club Marriott membership, offering a free 1 + 1 buffet experience at ITC hotels.
Travel benefits	Obtain worldwide travel and medical support during international journeys, enjoy free access to domestic and international airport lounges, receive a complimentary Club ITC Culinaire membership, along with complimentary memberships to Accorplus and Club Marriott Asia Pacific.	Obtain a complimentary Priority Pass membership offering limitless access to airport lounges, in conjunction with participation in the Infinia Credit Card Lounge Access Program. Additionally, enjoy a one-year complimentary Club Marriott membership and a free 2 + 1-night stay at several distinguished ITC hotels.
Annual fees waiver	The renewal fee is waived off for the annual renewal if a minimum expenditure of Rs. 25 lakhs is incurred in the preceding 12 months.	The renewal fee is canceled if you spend Rs. 10 lakh in the last year.
Fuel surcharge waiver	Enjoy a waiver of 1% fuel surcharge at any filling station in India for transactions ranging from Rs. 400 to Rs. 4,000, with a maximum monthly waiver capped at Rs. 400 when using this credit card*.	Benefit from a 1% fuel surcharge waiver*.

Axis Bank Reserve vs HDFC INFINIA Credit Card-*terms and conditions are applied for every credit card offer, kindly check the official website of axis bank and HDFC Bank