Axis Bank Select credit card vs Axis Bank My Zone credit card

Check below for a comparison between Axis Bank Select credit card vs My Zone credit card or My Zone credit card vs Axis Bank Select credit card and find which is better –

Overview of Axis Bank Select credit card

Axis Bank’s premium credit card, the Axis Bank Select Credit Card, provides an array of benefits across travel, shopping, lifestyle, food delivery, and groceries via vouchers and online discounts, making it a top-tier choice for discerning customers.

Positioned as a highly sought-after lifestyle credit card, it caters to almost all spending categories.

The card comes with a complimentary Priority Pass membership, granting free access to both international and domestic airport lounges.

Take advantage of discounts at numerous restaurants through the Dining Delights program and enjoy savings on Swiggy orders.

The SELECT credit card ensures an accelerated accumulation of reward points for retail shopping and provides bonus Reward Points upon reaching specific spending milestones.

Additionally, users can secure a renewal fee waiver by spending Rs. 6 Lakh in a year.

Overview of Axis Bank My Zone credit card

The MY Zone Credit Card from Axis Bank stands out with its wide range of benefits for transactions on Paytm, Myntra, and Swiggy, along with the additional advantage of complimentary access to airport lounges.

This lifetime-free credit card is offered by Axis Bank and is packed with features. Dive into the details to comprehend the card’s features, benefits, fees, and eligibility requirements.

The My Zone Credit Card from Axis Bank is positioned as an initial credit option, featuring a nominal annual fee of Rs. 500.

Cardholders receive a warm welcome with a complimentary premium subscription to SonyLiv, valued at Rs. 999.

Despite its cost-effectiveness, the card provides considerable value through movie and dining perks, complimentary access to domestic airport lounges, and other added advantages.

In terms of rewards, users accumulate 4 EDGE Points for every Rs. 200 spent, with 1 Edge Reward corresponding to Re. 0.20.

Axis Bank Select credit card vs Axis Bank My Zone credit card

Features/Charges	Axis Bank Select credit card	Axis Bank MY Zone Credit Card
Joining Fees	Rs. 3,000 + GST	Make a one-time payment of Rs. 500 to access an exclusive lifetime free offer on specified channels.
Annual Fees	Rs. 3,000 + GST	No fees for the first year, and from the second year onward, a payment of Rs. 500 is required, with a lifetime free subscription offer for designated channels.
Welcome Benefits	This card entitles you to a complimentary annual subscription to SonyLiv Premium, valued at Rs. 999.	Receive a free SonyLiv Premium annual subscription, valued at Rs. 999, by initiating your first transaction within the initial 30 days of card issuance.
Cashback / Rewards point	Every Rs 200 spent with the card accrues 4 EDGE Points, resulting in a reward rate of 0.4%.	Spending Rs. 200 on the MY Zone credit card earns you 4 to 40 reward points.
Dining benefits	Experience a 15% discount at participating restaurants through Axis Bank’s ‘Dining Delights’ program by utilizing this card.	Enjoy discounts of up to 20% at partnered restaurants throughout India through the ‘Dining Delights’ initiative.
Travel benefits	Gain free entry to a domestic airport lounge every quarter by using this card.	Embrace the convenience of up to four free visits per year to designated airport lounges across India.
Annual fees waiver	Nil	NIL
Fuel surcharge waiver	This card ensures a 1% fuel surcharge waiver at all fuel pumps across India.	Gain a reimbursement of 1% on the transaction amount for fuel transactions between Rs. 400 and Rs. 4,000, with the opportunity to earn a maximum benefit of Rs. 400 every month.