Bank of Baroda Easy Credit Card is one of the Simple and basic credit cards offered by Bank of Baroda.
This credit card is suitable for people with minimal annual income as it provides accelerated rewards and cashback offers on regular spending categories.
Cardholders can avail of joining fee reversal and annual fee waiver facility just by achieving milestones set by BOB.
Bank of Baroda provides a unique card option with no joining or renewal fees – the Bank of Baroda Easy Credit Card. Ideal for everyday expenses, this card lets you accumulate reward points effortlessly. You receive 5 reward points for every Rs. 100 spent on movies, groceries, and departmental stores. Additionally, the card offers a 0.5% cashback on bill payments. What’s more, it includes zero liability protection in case of card loss, enhancing your security.
To know more about BOB Easy Credit Card in detail, keep reading till last.
Table of Contents
Benefits and Features of Bank of Baroda Easy Credit Card
| Benefits and Features | Bank of Baroda Easy Credit Card Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Card users stand to earn 5 times the reward points for every Rs. 100 spent in specific merchant categories such as movies, groceries, and departmental stores. On other categories, they receive 1 reward point for every Rs. 100 spent. Additionally, there is a 0.5% cashback when making payments towards the card bill. |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Rewards
The BoB Easy Credit Card offers competitive reward rates, structured as follows:
- Enjoy a lucrative 5x Reward Points for every Rs. 100 spent on specific merchant categories, including movies, groceries, and departmental stores, maximizing at 1000 points monthly. Once this cap is reached, subsequent expenditures in the same month will earn you 1 reward point per Rs. 100.
- For expenses in other categories, you are entitled to 1 Reward Point for every Rs. 100 spent.
- Benefit from a convenient 0.5% cashback on settling your card bill promptly. This feature adds an extra layer of value to your credit card usage.
Other benefits
With this card, you enjoy the advantage of zero liability in case of a lost card. Should the card go missing or if there are any suspicious transactions, the cardholder must promptly inform the bank within 24 hours.
Additionally, converting purchases exceeding Rs. 2,500 into convenient EMIs for 6 or 12 months is effortlessly achievable, providing flexibility and ease in managing larger transactions.
Eligibility & Document for Bank of Baroda Easy Credit Card
Read the article on CardsPreview.com for Bank of Baroda Easy Card Eligibility & Document here.
Fees & Charges of Bank of Baroda Easy Credit Card
| Fees & Charges | Bank of Baroda Easy Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | Moreover, this credit card ensures a 1% fuel surcharge waiver for transactions ranging from Rs. 400 to Rs. 5000 at any petrol pump across India. The maximum allowable transaction amount for this benefit is capped at Rs. 250 per statement cycle. |
How to apply for the Bank of Baroda Easy Credit Card
You can apply online or offline for this Bank of Baroda Easy Credit Card.
Online – Visit the Bank of Baroda bank’s official website and apply for this Bank of Baroda Easy Credit Card.
Offline – You can visit the nearest Bank of Baroda Bank branch with all the necessary documents for the Bank of Baroda Easy Card.
