Check below for a comparison between Flipkart Axis Bank credit card vs My Zone credit card or My Zone credit card vs Flipkart Axis Bank credit card and find which is better –
Table of Contents
Overview of Flipkart Axis Bank Credit Card
Axis Bank’s Flipkart Axis Bank Credit Card emerges as a top choice among cashback credit cards, presenting a lucrative 5% cashback on Flipkart and Myntra, and a substantial 1.5% cashback on all other transactions.
For those looking to buy daily household necessities, apparel, electronics, books, or engaging in festive shopping, the Flipkart Axis Bank Credit Card guarantees an immediate 5% cashback on Flipkart transactions.
The card also offers accelerated cashback at popular merchants like Swiggy, PVR, Uber, Tata Play, Cleartrip, and cult.fit, along with benefits for travel, dining, and fuel.
Overview of My Zone credit card
The MY Zone Credit Card, offered by Axis Bank, presents a multitude of benefits for transactions on Paytm, Myntra, and Swiggy, coupled with the added advantage of complimentary lounge access at airports.
This credit card, with a lifetime-free status, is characterized by its array of perks. Delve into the specifics to grasp the features, benefits, fees, and eligibility criteria associated with this Axis Bank credit card.
Axis Bank’s My Zone Credit Card is presented as an entry-level credit option, featuring a reasonable annual fee of Rs. 500.
As part of the initiation, users receive a complimentary premium subscription to SonyLiv, valued at Rs. 999. Despite its cost-effectiveness, the card delivers considerable value through exclusive movie and dining privileges, complimentary domestic airport lounge access, and various other perks.
In terms of rewards, cardholders earn 4 EDGE Points for every Rs. 200 spent, with 1 Edge Reward corresponding to Re. 0.20.
Flipkart Axis Bank credit card vs My Zone credit card
Features/Charges | Flipkart Axis Bank credit card | Axis Bank MY Zone Credit Card |
---|---|---|
Joining Fees | Rs. 500 + Taxes | Enjoy the benefits of a lifetime free subscription to selected channels through our exclusive Rs. 500 promotion. |
Annual Fees | Rs. 500 + Taxes | Year one: Zero charges; subsequent years: Rs. 500, inclusive of a complimentary lifetime subscription to select channels. |
Welcome Benefits | Receive Rs. 500 in Flipkart vouchers and avail a 15% cashback, up to Rs. 500, on your Myntra shopping endeavors. | Enjoy a SonyLiv Premium annual subscription for free, valued at Rs. 999, by making your first purchase within the first 30 days of card issuance. |
Cashback / Rewards point | Receive a 5% cashback on Flipkart and Myntra acquisitions, coupled with a 1.5% cashback on retail spending. | The MY Zone credit card offers 4 to 40 reward points for each Rs. 200 spent. |
Dining benefits | Get a 20% discount on your restaurant bills through Axis Bank’s ‘Dining Delights’ program by using this credit card. | Save on your dining expenses with discounts of up to 20% at affiliated restaurants in India through ‘Dining Delights.’ |
Travel benefits | Obtain four free visits at domestic airports each year by using this card. | Elevate your travel experience with the freedom of up to four complimentary visits per year to eligible airport lounges in India. |
Annual fees waiver | Obtain an annual fee waiver upon reaching a spending limit of 2 Lakhs with this card. | Nil |
Fuel surcharge waiver | Enjoy a 1% fuel surcharge waiver when using this card at any fuel pump in India. | Enjoy a 1% refund on the transaction amount for fuel purchases within the Rs. 400 to Rs. 4,000 range, with the possibility of earning up to Rs. 400 in benefits per month. |
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