Check below for a comparison between the Paytm SBI card vs SBI SimplyClick credit card or SBI SimplyClick credit card vs Paytm SBI card and find which is better –

In the ever-evolving landscape of credit cards, the choice between the Paytm SBI Card and the SBI SimplyClick Credit Card emerges as a strategic decision for individuals seeking digital-first financial solutions.

The Paytm SBI Card, a collaboration between two prominent entities, offers a unique blend of benefits, integrating Paytm’s digital prowess with SBI’s financial expertise, providing cashback rewards and exclusive deals on Paytm transactions.

Conversely, the SBI SimplyClick Credit Card caters to the digital lifestyle, offering specialized rewards on online spending, making it an attractive choice for tech-savvy consumers.

This comprehensive comparison navigates through the distinctive features of each card, empowering users to make an informed decision based on their specific digital spending patterns and lifestyle preferences.

Whether you prioritize integrated digital benefits or seek rewards for online transactions, understanding the nuanced attributes of these SBI credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual preferences.

Overview of Paytm SBI card

The Paytm SBI credit card, a collaborative creation by SBI Cards and Paytm, offers a 3% cashback on each Rs 100 spent on Paytm Mall, movies, and travel.

Moreover, a 2% cashback is provided for purchases made across all categories using the Paytm App, while a 1% cashback is applicable to other online and offline transactions.

Cardholders are also entitled to a complimentary subscription to Paytm First Membership, encompassing benefits valued at up to Rs 25,000.

Additionally, an annual spending of Rs 1,00,000 with this credit card comes with a complimentary Paytm First Membership voucher.

Overview of SimplyClick credit card

SBI Card introduces the SBI SimplyCLICK Credit Card, an introductory shopping credit card.

Earning rewards is made easy with benefits on every expenditure, including shopping and online transactions.

Furthermore, experience a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at petrol pumps nationwide when utilizing this card.

Specifically designed for avid online shoppers, this card distinguishes itself by offering substantial 10x reward points on transactions conducted at leading online shopping and travel destinations.

Notable among these are Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart. While Amazon was previously part of the 10x Rewards program, the current arrangement limits it to 5x Rewards.

In addition to online spending, you can accrue 5x rewards for online transactions and one reward point for each Rs. 100 spent on offline purchases.

Paytm SBI card vs SBI SimplyClick credit card

Features/Charges	Paytm SBI Card	*SBI SimplyClick credit card*
Joining Fees	Rs 499 + GST	Rs. 499 + GST
Annual Fees	Rs 499 + GST	Rs. 499 + GST
Welcome Benefits	Get a free Paytm First membership worth Rs. 899, with the added benefit of receiving a complimentary Paytm First Membership voucher upon renewal, provided your annual expenses reach Rs. 1 lakh.	Obtain an Amazon gift card with a denomination of Rs. 500 for your shopping needs.
Cashback / Rewards point	Avail yourself of a 1% cashback on all your transactions, whether online or offline, and relish a generous 5% cashback on services like travel and movies. What’s even better is that this cashback offer has no limits, allowing you to benefit from it as many times as you wish.	This card offers a 5% cashback on every online transaction and a 1% cashback on other offline transactions and utility bill payments.
Dining benefits	Avail a 5% cashback on all your dining transactions.	N/A
Travel benefits	N/A	This card provides four complimentary visits to domestic airport lounges annually.
Annual fees waiver	N/A	Enjoy a waiver of the annual fee by making purchases totaling 2 lakh with this card.
Fuel surcharge waiver	Take advantage of a 1% fuel surcharge waiver on transactions ranging between Rs.500 and Rs.3,000 at every petrol station throughout India.	By employing this card, benefit from a 1% fuel surcharge waiver on transactions at petrol pumps across India within the Rs. 500 to Rs. 3,000 range.