The HDFC Bank Titanium Edge Credit Card is a flexible credit card provided by HDFC Bank. It offers a variety of features and benefits to suit the individual needs and preferences of cardholders.
The HDFC Titanium Edge Credit Card stands out as one of HDFC’s fundamental credit offerings. It presents a compelling proposition with a waiver of the joining fee, and by simply making annual expenditures of Rs. 50,000 or more, you can ensure it remains free for a lifetime.
This card enables you to accumulate up to 3 Reward Points for every Rs. 150 spent, and these points are conveniently redeemable against your outstanding balance. While it may not offer extensive perks in categories like travel, movies, or dining, it remains an attractive option for those seeking a budget-friendly credit card with a respectable reward rate.
Additionally, the card extends other advantages, such as a 1% fuel surcharge waiver and protection against lost or stolen cards with zero liability.
Table of Contents
Benefits and Features of HDFC Bank Titanium Edge Credit Card
| Benefits and Features | HDFC Bank Titanium Edge Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Get 2 Reward Points for every Rs. 150 spent. |
| Travel Benefits | N/A |
| Dining Benefits | Enjoy bonus Reward Points when dining out. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Rewards
Gain 2 Reward Points for each Rs. 150 spent with this credit card.
Enjoy a 50% bonus on Reward Points (3 Reward Points for every Rs. 150) when dining.
Please note that Reward Points remain valid for two years from the date of accrual.
Fuel Surcharge Waiver
Enjoy a 1% fuel surcharge waiver on all fuel transactions ranging from Rs. 400 to Rs. 5,000 when using your HDFC Bank Titanium Edge Credit Card. The maximum advantage of this surcharge waiver is limited to Rs. 250 per billing cycle for this credit card.
Eligibility & Document for HDFC Bank Titanium Edge Credit Card
Read the article on CardsPreview.com for HDFC Bank Titanium Edge Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | HDFC Bank Titanium Edge Credit Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | Avail a waived annual fee by spending Rs. 50,000 or more in the preceding year. |
| Fuel surcharge | 1% fuel surcharge on all your fuel transactions. |
How to Apply for HDFC Bank Titanium Edge Credit Card
You can apply online or offline for this HDFC Bank Titanium Edge Card.
Online – Visit HDFC Bank’s official website and apply for this HDFC Bank Titanium Edge Card.
Offline – You can visit the nearest HDFC Bank branch with all the necessary documents for the HDFC Bank Titanium Edge Card.
Conclusion
The HDFC Bank Titanium Edge Credit Card stands as a viable option for newcomers to the credit card realm. Positioned as a no-annual fee credit card, it caters to individuals with modest incomes seeking an economical credit card with a respectable reward rate.
While it may lack exclusive privileges in various categories, it serves as a solid choice to initiate your credit journey. Another alternative from the bank is the HDFC Bank Titanium Times Credit Card, which, with an annual fee of Rs. 500, offers slightly enhanced privileges compared to the Titanium Edge Credit Card.
