The Paytm HDFC Bank Mobile Credit Card is a collaboration between Paytm and HDFC Bank, offering users a unique credit card experience.
HDFC Bank collaborates with Paytm to introduce three credit cards: the Paytm HDFC Bank Select Credit Card, Paytm HDFC Bank Credit Card, and Paytm HDFC Bank Mobile Credit Card. The Paytm HDFC Bank Mobile Credit Card is the most accessible option, featuring a minimal monthly membership fee of Rs. 29 + GST, which can be waived by spending Rs. 2,500 or more in the preceding month. This card offers a cashback of up to 2% on most transactions, excluding select transactions.
Additionally, the card presents an exclusive milestone benefit. Spending Rs. 10,000 monthly for three consecutive months qualifies you for the benefits of the Paytm HDFC Bank Credit Card. The card further extends savings on fuel transactions, providing a 1% fuel surcharge waiver on transactions exceeding Rs. 400.
Table of Contents
Benefits and Features of Paytm HDFC Bank Mobile Credit Card
| Benefits and Features | Paytm HDFC Bank Mobile Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Enjoy a 2% cashback on Paytm Mall, movies, and Mini app transactions, 1% cashback on all other spends within the Paytm app, and a 0.5% cashback on any other expenditures when using this credit card. |
| Travel Benefits | N/A |
| Dining Benefits | Unlock up to a 20% discount at partner restaurants. |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Rewards
Receive a 2% cashback on expenditures made on Paytm Mall, Paytm Movies, and the Mini app. Earn a 1% cashback for all other transactions conducted within the Paytm app. Additionally, enjoy a 0.5% cashback on all other purchases, whether online or offline. Please note that specific transactions, such as EMI transactions, fuel purchases, and wallet reloads, do not qualify for cashback benefits.
Milestone Benefits
Upon reaching a spend threshold of Rs. 10,000 or above for three consecutive months, you can access the advantages offered by the Paytm HDFC Bank Credit Card, an enhanced variant of the Paytm HDFC Bank Mobile Credit Card.
Eligibility & Document for Paytm HDFC Bank Mobile Credit Card
Read the article on CardsPreview.com for Paytm HDFC Bank Mobile Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | Paytm HDFC Bank Mobile Credit Card |
|---|---|
| Joining fee | Rs. 29/p.m |
| Annual fee | Rs. 29/p.m |
| Fee waiver | The monthly fee is exempted upon reaching a spending threshold of Rs. 2,500 or more in the preceding month. |
| Fuel surcharge | Benefit from a 1% fuel surcharge waiver, with a cap of Rs. 250 per month. |
How to Apply for Paytm HDFC Bank Mobile Credit Card
You can apply online or offline for this Paytm HDFC Bank Mobile Card.
Online – Visit HDFC Bank’s official website and apply for this Paytm HDFC Bank Mobile Card.
Offline – You can visit the nearest HDFC Bank branch with all the necessary documents for the Paytm HDFC Bank Mobile Card.
Conclusion
The Paytm HDFC Bank Mobile Credit Card, developed in collaboration with Paytm, serves as an introductory credit card to deliver notable savings to individuals seeking a card with a modest membership fee.
Beyond offering cashback on various expenditures, it presents an opportunity to unlock the advantages associated with the Paytm HDFC Bank Credit Card, featuring more compelling features.
This card allows you to save on fuel expenses by securing a 1% fuel surcharge waiver and on the membership fee by achieving a monthly spend of Rs. 2,500 or more. For those embarking on their credit journey and seeking an entry-level credit card, the Paytm HDFC Bank Credit Card emerges as a prudent choice.
