HDFC MoneyBack Credit Card

The HDFC MoneyBack Credit Card is popularly provided by HDFC Bank. It is designed to offer cardholders attractive rewards and cashback on their expenses, making it an excellent choice for individuals seeking to maximize their savings and earn benefits.

The HDFC Moneyback credit card lives up to its name by offering a unique way to reclaim your expenses through reward points with each small purchase. Upon paying the joining or renewal fee, you receive a welcome and renewal benefit of 500 Cash points annually. Additionally, the renewal fee can be waived based on your yearly expenditures. The card is designed to grant you 4 Reward Points for every Rs. 150 spent online and 2 Reward Points for each Rs. 150 spent on other categories.

These accumulated reward points present versatile redemption options, spanning from cashback to flight and hotel bookings on SmartBuy, as well as a selection of products and vouchers. Furthermore, your quarterly spending can earn you gift vouchers regularly.

Benefits and Features of HDFC MoneyBack Credit Card

Benefits and FeaturesHDFC MoneyBack Credit Card
Welcome BenefitsAs a gesture of welcome, you’ll receive 500 Cash Points upon settling the membership fee.
Cashback/Rewards PointsAccrue 4 Reward Points for every Rs 150 spent online and 2 Reward Points for all other expenditures.
Travel BenefitsN/A
Dining BenefitsEnjoy up to a 20% discount on your restaurant bills by utilizing Swiggy Dineout.
Domestic Lounge AccessN/A
International Lounge AccessN/A
Movie BenefitsN/A
Insurance BenefitsN/A
*terms and conditions are applied for every credit card, kindly check the official website of HDFC Bank

Welcome Benefit

With the HDFC Moneyback credit card, you receive 500 Cash Points upon payment of the membership fee, offering a gateway to redeem these points for enticing rewards and exclusive offers. Furthermore, the renewal of your HDFC MoneyBack credit card also grants you an additional 500 Cash points.

Reward Points

You earn 2 Reward Points for every Rs 150/- spent with this card. When you make online purchases, the reward rate increases to 4 Reward Points for every Rs 150 spent, allowing you to accumulate up to 500 reward points per statement cycle.

However, it’s important to note that no reward points are earned on fuel transactions, gift vouchers, prepaid cards, and wallet reloads.

The accrued reward points remain valid for 2 years from the date of accumulation.

Milestone Benefits

On the HDFC MoneyBack Credit Card, cardholders have the opportunity to earn a gift voucher worth Rs. 500 by spending Rs. 50,000 within a calendar quarter. They can earn gift vouchers with a total value of up to Rs. 2,000 in a year using this card.

Eligibility & Document for HDFC MoneyBack Credit Card

Read the article on for HDFC MoneyBack Card Eligibility & Document here.

Fees & Charges

Fees & ChargesHDFC MoneyBack Credit Card
Joining feeRs 500
Annual feeRs 500
Fee waiverThe annual fee is exempted when your spending surpasses Rs. 50,000 in the preceding year.
Fuel surchargeEnjoy a waiver of the 1% fuel surcharge on all your fuel transactions.
*terms and conditions are applied for every credit card offer, kindly check the official website of HDFC Bank

How to Apply for an HDFC MoneyBack Credit Card

You can apply online or offline for this HDFC MoneyBack Card.

Online – Visit HDFC Bank’s official website and apply for this HDFC MoneyBack Card.

Offline – You can visit the nearest HDFC Bank branch with all the necessary documents for the HDFC MoneyBack Card.

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