Check below for a comparison between ICICI Bank Sapphiro credit card vs ICICI Coral credit card or ICICI Coral credit card vs ICICI Bank Sapphiro credit card and find which is better –
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Overview of ICICI Bank Sapphiro credit card
Recognized as one of the top-tier offerings from ICICI Bank, the ICICI Bank Sapphiro Credit Card holds prominence, ranking just below the ICICI Emeralde Credit Card.
Available in three versions—ICICI Bank Sapphiro AmEx Credit Card, ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant—the current focus lies on the issuance of the ICICI Bank Sapphiro Visa Credit Card.
Tailored for both frequent travellers and individuals desiring a card with substantial savings opportunities, entertainment perks, and a range of advantages, this card is designed to provide a favourable beginning to your card journey.
ICICI Bank ensures a positive start by offering exclusive welcome benefits that surpass the joining fee. Whether it’s domestic or international purchases, settling utility bills, fueling up, or other expenditures, every usage of your ICICI credit card results in savings.
Overview of ICICI Coral credit card
The ICICI Coral Credit Card offers a plethora of benefits, including reward points, cashback, and gift vouchers. Earning payback points is a bonus with every transaction.
Tailor your choice with the Coral credit card’s three variants: Visa, Mastercard, and AmEx, allowing you to pick the one that aligns with your preferences.
For each Rs. 100 transactions using this card, you can accumulate up to 2 reward points, redeemable across various categories and products.
The Coral credit card features an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.
In addition to these advantages, the card provides appealing discounts on Inox and BookMyShow movie tickets. Addressing your travel needs, it also includes complimentary access to domestic airport and railway lounges every quarter.
ICICI Bank Sapphiro credit card vs ICICI Coral credit card
Features/Charges | ICICI Bank Sapphiro Credit Card | ICICI Coral credit card |
---|---|---|
Joining Fees | Rs. 6,500 + taxes | Rs. 500 + taxes |
Annual Fees | Rs. 3,500 + taxes | Rs. 500 + taxes |
Welcome Benefits | Get an exclusive gift voucher up to Rs. 9000 for shopping and traveling | N/A |
Cashback / Rewards point | Get Master variants, and an extra Rs. 750 cashback after spending Rs. 20000 within the first 60 Days of paying Joining Fees by using this card | Gain 1 reward point for every Rs. 100 expended on utility bills and insurance costs, and enjoy 2 reward points when using this particular card. |
Dining benefits | Get second time Rs. 500 off on movie tickets after buying from BookMyShow by using this card | Take advantage of a 15% off deal on dining when you use this card for payments. |
Travel benefits | Get 2 complimentary access to the Domestic and international lounges at airports, and Get 4 complimentary lounges access with Visa Varients by using this card* | Access domestic lounges at railway and airport destinations for free when using this card. |
Annual fees waiver | Annual Fee waived off on annual spends greater than Rs. 6,00,000 on this card | Enjoy an annual fee waiver by spending more than Rs. 1,50,000 on this card annually. |
Fuel surcharge waiver | Get a fuel surcharge waiver of 1% with this card at all fuel stations across India ( Maximum Rs. 250 off on per transaction) by using this card | This card ensures a 1% fuel surcharge waiver on transactions of Rs. 4000 at all HPCL petrol stations across India. |