Check below for a comparison betweenAxis Bank Select credit card vs HDFC Regalia credit card or HDFC Regalia credit card vs Axis Bank Select credit card and find which is better –

Overview of Axis Bank Select credit card

The Axis Bank Select Credit Card stands out as a premium choice, offering a plethora of advantages in travel, shopping, lifestyle, food delivery, and groceries through the use of vouchers and online discounts.

Esteemed as a coveted lifestyle credit card, it covers nearly all spending categories. The card features a complimentary Priority Pass membership, offering free access to both international and domestic airport lounges.

Avail discounts at a variety of restaurants through the Dining Delights program and enjoy savings on Swiggy orders.

The SELECT credit card ensures a swift accumulation of reward points for retail shopping, coupled with bonus Reward Points upon achieving spending milestones. Furthermore, users can benefit from a renewal fee waiver by spending Rs. 6 Lakh in a year.

Overview of HDFC Regalia credit card

Tailored to provide exclusive travel and lifestyle benefits, the HDFC Bank Regalia Credit Card is a premium selection, featuring a robust reward points system.

Explore the comprehensive details of the card, covering features, benefits, fees, and eligibility.

Priced at Rs 2,500 annually, this card welcomes you with 2,500 bonus Reward Points. Across lifestyle, travel, and dining, the HDFC Regalia Card is distinguished by its myriad advantages, establishing itself as one of HDFC’s flagship credit cards.

Upholding its commitment to luxury and travel benefits, the card provides complimentary Airport Lounge Access both within India and abroad.

Earning 4 Reward Points for every Rs. 150 spent on the card allows for redemption across various categories with a value of up to Re. 0.5 per point.

Notable is the card’s nominal foreign currency markup, making it an optimal choice for international transactions.

Furthermore, the card boasts commendable dining benefits and 24X7 Concierge services.

Axis Bank Select credit card vs HDFC Regalia credit card

Features/Charges	Axis Bank Select credit card	HDFC Regalia credit card
Joining Fees	Rs. 3,000 + GST	Rs. 2500 + Taxes
Annual Fees	Rs. 3,000 + GST	Rs. 2500 + Taxes
Welcome Benefits	Gain a complimentary SonyLiv Premium annual subscription, with a value of Rs. 999, when you have this card.	Upon enrollment, receive the welcome benefit of 2,500 bonus Reward Points.
Cashback / Rewards point	With a reward rate of 0.4%, collect 4 EDGE Points for every Rs 200 spent using the card.	With a spend of Rs. 150, receive 4 Reward Points.
Dining benefits	Maximize your savings with a 15% discount at affiliated restaurants under Axis Bank’s ‘Dining Delights’ program when using this card.	Obtain the dine-out passport membership for exclusive perks, such as an extra 5% discount and early access to a multitude of festivals and events organized at designated hotels.
Travel benefits	Make use of this card to enjoy a complimentary visit to a domestic airport lounge once every quarter.	Access Domestic and International Lounges without charge, and benefit from the inclusive feature of Travel Insurance.
Annual fees waiver	Nil	Qualify for an annual fee waiver when your card transactions surpass 3 lakhs.
Fuel surcharge waiver	Gain a 1% fuel surcharge waiver at any fuel pump throughout the country by using this card.	Avail a 1% fuel surcharge waiver on transactions of Rs. 400 to Rs. 5000.