ICICI Coral credit card vs HDFC Regalia credit card

Check below for a comparison between the HDFC Regalia credit card vs ICICI Coral credit card or ICICI Coral credit card vs HDFC Regalia credit card and find which is better –

Overview of ICICI Coral credit card

Many advantages await ICICI Coral Credit Card holders, such as reward points, cashback, and gift vouchers. You’ll be earning payback points with each purchase.

The Coral credit card is available in three versions: Visa, Mastercard, and AmEx, allowing you to choose the one that best suits your preferences.

With this card, each Rs. 100 transactions earn you up to 2 reward points, which can be redeemed across a variety of categories and products.

The Coral credit card presents an annual opportunity to earn up to 10,000 bonus Reward Points through its milestone program.

In addition to these benefits, the card provides appealing discounts on Inox and BookMyShow movie tickets.

Meeting your travel-related needs, it also includes complimentary access to domestic airport and railway lounges every quarter.

Overview of HDFC Regalia credit card

Positioned as a premier credit card, the HDFC Bank Regalia Credit Card offers a range of travel and lifestyle advantages through its reward points system. Delve into the detailed aspects of the card, covering features, benefits, fees, and eligibility.

Priced at Rs 2,500 per year, this card extends a warm welcome with 2,500 bonus Reward Points.

Across lifestyle, travel, and dining, the HDFC Regalia Card is renowned for its diverse advantages, securing its position as one of HDFC’s premier credit cards.

Upholding its commitment to luxury and travel perks, the card provides complimentary Airport Lounge Access both domestically and internationally.

Earning 4 Reward Points for every Rs. 150 spent on the card allows for redemption across various categories with a value of up to Re. 0.5 per point.

Noteworthy is the card’s minimal foreign currency markup, making it a preferred choice for international transactions.

Additionally, the card boasts commendable dining benefits and 24X7 Concierge services.

ICICI Coral credit card vs HDFC Regalia credit card

Features/Charges	ICICI Coral credit card	HDFC Regalia credit card
Joining Fees	Rs. 500 + taxes	Rs. 2500 + Taxes
Annual Fees	Rs. 500 + taxes	Rs. 2500 + Taxes
Welcome Benefits	N/A	Commence your journey with a bonus – 2,500 Reward Points as a welcome token.
Cashback / Rewards point	Receive 1 reward point for every Rs. 100 spent on utility bills and insurance, while doubling your rewards to 2 points when utilizing this card.	For each Rs. 150 spent, collect 4 Reward Points.
Dining benefits	Opt for this card and get a 15% discount on all your dining expenditures.	Enjoy the benefits of an exclusive dine-out passport membership, which provides an extra 5% discount and early access to diverse festivals and events held at specified hotels.
Travel benefits	Gain complimentary access to domestic lounges at railway and airport locations using this card.	Receive complimentary admission to both Domestic and International Lounges, with the additional benefit of inclusive Travel Insurance.
Annual fees waiver	Your annual fee is exempted provided your annual spending on this card is greater than Rs. 1,50,000.	Enjoy an exemption from the annual fee when your card expenditures hit the 3 lakhs mark.
Fuel surcharge waiver	Utilize this card for transactions of Rs. 4000 at HPCL petrol stations and enjoy a 1% fuel surcharge waiver.	Enjoy a 1% waiver on fuel surcharge for transactions falling between Rs. 400 and Rs. 5000.