Check below for a comparison between ICICI HPCL Coral vs SBI BPCL credit card or ICICI Platinum credit card vs IRCTC SBI Card Platinum and find which is better–
Table of Contents
Overview of ICICI HPCL Coral credit card
For every Rs. 100 spent using this card, you’ll earn 1 Reward Point. Take advantage of a 1% fuel surcharge waiver at all HPCL petrol stations in India when you use this card for transactions amounting to Rs. 4000 or more.
With a minimal joining fee of Rs. 199, this card not only provides rewards in the form of redeemable points, redeemable for a variety of products or vouchers through ICICI Bank, but it also allows point redemption for fuel purchases.
Beyond the rewards system, the card offers exclusive dining discounts through the ICICI Bank Culinary Treats Programme and a 25% discount on movie tickets through BookMyShow.
Designed especially for fuel expenses, the card comes with a 1% fuel surcharge waiver and an additional 2.5% discount on fuel transactions at HPCL petrol pumps.
Furthermore, substantial annual spending can result in the waiver of the renewal fee, adding to the overall cost-saving benefits of the card.
Overview of SBI BPCL credit card
SBI, in conjunction with Bharat Petroleum, has launched the SBI BPCL Credit Card, designed to provide cashback advantages for fuel purchases exclusively at BPCL petrol stations.
The card also extends a range of rewards covering areas like groceries, movies, dining, and more. Delve into the details to learn about the distinctive features of the SBI BPCL Card.
Positioned as an introductory credit option, this card comes with a nominal annual membership fee of just Rs. 499.
Designed as a fuel credit card, it delivers a complete value back of 4.25%, encompassing a 3.25% reward rate and a 1% surcharge waiver, applicable to fuel transactions across all BPCL stations.
ICICI HPCL Coral vs SBI BPCL credit card
| Features/Charges | ICICI HPCL Coral credit card | SBI BPCL Credit Card |
|---|---|---|
| Joining Fees | Rs. 199 + taxes | Rs. 499 + taxes |
| Annual Fees | Rs. 199 + taxes | Rs. 499 + taxes |
| Welcome Benefits | N/A | Upon settling the joining fees*, unlock 2,000 Activation Bonus Reward Points, amounting to Rs. 500, credited to your account after a 20-day processing period on this card. |
| Cashback / Rewards point | For every Rs. 100 you use this card, you’ll accumulate one Reward Point. | Attain 1 Reward Point per Rs. 100 spent, ensuring a consistent Reward Rate of 0.25%. Enjoy an added advantage of 5 Reward Points on dining, movies, departmental stores, and grocery transactions, sustaining the Reward Rate at 0.25%. Maximize your benefits with an outstanding 13 times Reward Points specifically at BPCL fuel stations, featuring an impressive Reward Rate of 3.25% when utilizing this card. |
| Dining benefits | Enjoy a 15% discount on dining bills by employing this card. | Enhance your dining rewards with a fivefold increase in points by using this card. |
| Travel benefits | N/A | N/A |
| Annual fees waiver | The annual fee is waived when your annual transactions on this card amount to more than Rs. 50,000. | If your annual spending on this card exceeds Rs. 1,50,000, the annual fee is nullified. |
| Fuel surcharge waiver | Get 5 times more reward points on dining and movie by using this card | When you use this card for transactions at any fuel station in India, you’ll receive a 1% fuel surcharge waiver on transactions of Rs. 4000*. |
