Check below for a comparison between InterMiles HDFC Bank Signature Credit Card vs HDFC Regalia credit card or HDFC Regalia credit card vs InterMiles HDFC Bank Signature Credit Card and find which is better –

In the realm of HDFC Bank credit cards, the choice between the InterMiles HDFC Bank Signature Credit Card and the HDFC Regalia Credit Card offers a nuanced selection catering to diverse lifestyles and preferences.

The InterMiles HDFC Bank Signature Credit Card is tailored for travel enthusiasts, offering a plethora of benefits, including airline miles, travel vouchers, and exclusive privileges for globetrotters.

Conversely, the HDFC Regalia Credit Card is celebrated for its premium features, encompassing travel perks, lifestyle benefits, and comprehensive rewards.

This detailed comparison delves into the distinctive offerings of each card, guiding you in making an informed decision based on your travel habits and financial aspirations.

Whether you prioritize accumulating miles for your next adventure or indulging in luxury perks, understanding the intricacies of these HDFC credit cards will lead you to the one that seamlessly aligns with your unique preferences and financial goals.

Overview of InterMiles HDFC Bank Signature Credit Card

Earn 6 reward points/InterMiles points on spend of Rs. 150 at retail purchase and 2 times more InterMiles on flight and hotel booking on Intermiles.com

Overview of HDFC Regalia credit card

With a focus on travel and lifestyle benefits, the HDFC Bank Regalia Credit Card distinguishes itself with a rewarding points structure. Explore the card’s intricacies, including features, advantages, fees, and eligibility.

With an annual charge of Rs 2,500, this card extends a warm welcome with 2,500 bonus Reward Points.

Spanning lifestyle, travel, and dining, the HDFC Regalia Card is renowned for its diverse advantages, earning its place as one of HDFC’s flagship credit cards.

Staying true to its promise of luxury and travel benefits, the card provides complimentary Airport Lounge Access both within India and abroad.

Earning 4 Reward Points for every Rs. 150 spent on the card, you can redeem them across various categories, each valued at up to Re. 0.5 per point.

Remarkably, the card maintains a minimal foreign currency markup, positioning it as an excellent choice for international transactions.

Additionally, the card features impressive dining benefits and 24X7 Concierge services.

InterMiles HDFC Bank Signature Credit Card vs HDFC Regalia credit card

Features/Charges	InterMiles HDFC Bank Signature Credit Card	HDFC Regalia credit card
Joining Fees	Rs. 2500 + Taxes	Rs. 2500 + Taxes
Annual Fees	Rs. 2500 + Taxes	Rs. 2500 + Taxes
Welcome Benefits	Get upto 8000 InterMiles points after paying Joining Fees and based on your annual spend and discount voucher on flight and hotel booking	As you join, enjoy the welcome bonus of 2,500 Reward Points.
Cashback / Rewards point	Earn 6 reward points/InterMiles points on spend of Rs. 150 at retail purchase and 2 times more InterMiles on flight and hotel booking on Intermiles.com	Spending Rs. 150 will result in earning 4 Reward Points.
Dining benefits	Get exclusive dine-out passport membership with exciting dining offer by using this card	Avail yourself of the exclusive dine-out passport membership, ensuring an extra 5% discount and early access to a myriad of festivals and events conducted at affiliated hotels.
Travel benefits	Get complimentary access to Domestic and International Lounges + Travel Insurance with VISA Lounge Program	Avail yourself of free access to Domestic and International Lounges, complemented by Travel Insurance at no additional expense.
Annual fees waiver	Get the annual fee waived on 3 lakhs or more on this card	Have the annual fee nullified when your card expenditures hit the 3 lakhs mark.
Fuel surcharge waiver	Get a 2.5% fuel surcharge waiver on fuel transactions of Rs. 400 to Rs. 5000*	Qualify for a 1% fuel surcharge waiver when your fuel transactions are between Rs. 400 and Rs. 5000.