The Kotak Bank Royale Signature Credit Card is a premium credit card offered by Kotak Mahindra Bank. It provides exclusive benefits and privileges to cardholders.
Earn 2 Reward Points for every Rs. 150 spent using this card, and enjoy 4 Reward Points for every Rs. 150 spent in specific categories like hotels, restaurants, and international transactions. Achieve milestone spends and receive up to 30,000 bonus Reward Points annually.
Enhancing your travel experience, this card offers complimentary access to domestic lounges every quarter, granting you access to various lounges across India. Additionally, benefit from significant savings on fuel and railway transactions, thanks to the included fuel and railway surcharge waiver.
Table of Contents
Benefits and Features of Kotak Bank Royale Signature Credit Card
| Benefits and Features | Kotak Bank Royale Signature Credit Card |
|---|---|
| Welcome Benefits | N/A |
| Cashback/Rewards Points | Earn 2 Reward Points for every Rs. 150 you spend, and garner 4 Reward Points with each Rs. 150 expenditure in designated categories like restaurants, international transactions, airlines, hotels, and more. |
| Travel Benefits | Indulge in an annual complimentary pass to airport lounges, elevating your travel with a premium experience. |
| Dining Benefits | N/A |
| Domestic Lounge Access | Take advantage of two complimentary entries to domestic lounges every quarter, enhancing the luxury quotient of your journeys. |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | Enjoy card coverage up to Rs. 2.5 lakhs, protecting fraudulent transactions in the unfortunate case of a lost or stolen card. |
Rewards
Earn 2 Reward Points for every Rs. 150 spent, and acquire 4 Reward Points for each Rs. 150 expended in specific categories, encompassing hotels, restaurants, airlines, tour operators, travel agencies, package tour operators, and international transactions.
Please note that Reward Points do not apply to fuel or railway transactions.
Milestone Benefits
Earn 10,000 Reward Points upon reaching a yearly spend of Rs. 4 lakhs. Achieve a significant milestone with 30,000 Reward Points when your annual expenditure reaches Rs. 8 lakhs or more. Enjoy these bonus Reward Points credited after the term.
Eligibility & Document for Kotak Bank Royale Signature Credit Card
Read the article on CardsPreview.com for Kotak Bank Royale Signature Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | Kotak Bank Royale Signature Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Rs. 999 |
| Fee waiver | The renewal fee is eligible for a waiver upon spending Rs. 1,00,000 or more in the preceding year. |
| Fuel surcharge | Enjoy a waiver of the 1% fuel surcharge at all fuel stations. |
How to Apply for Kotak Bank Royale Signature Credit Card
You can apply online or offline for this Kotak Bank Royale Signature Credit Card.
Online – Visit Kotak Bank’s official website and apply for this credit card.
Offline – You can visit the nearest Kotak Bank branch with all the necessary documents for the Kotak Bank Royale Signature Card.
Conclusion
The Kotak Royale Signature Credit Card stands out as an excellent option for those seeking an economical credit card with exclusive perks and substantial savings. With the ability to accumulate Reward Points, you can enjoy savings across various categories, offering flexibility in redemptions. Notably, the card’s milestone benefits add to its appeal.
Furthermore, the card’s travel perks, comprehensive card protection, and the waiver on fuel and railway surcharges make it a compelling choice for savvy consumers looking to maximize their benefits.
