The Kotak 811 DreamDifferent Credit Card is a unique credit card provided by Kotak Mahindra Bank. It offers special features and benefits for cardholders. Earn reward points on your card purchases, which can be redeemed for merchandise, vouchers, or statement credit.
The Kotak Mahindra Dream Different 811 Credit Card, offered by Kotak Mahindra Bank, is designed to provide card members with fantastic rewards. This credit card boasts a unique feature of no joining or renewal fees, coupled with the opportunity to earn bonus reward points through welcome benefits.
When you use the card, you’ll earn 1 Reward Point for every Rs. 100 spent, and an impressive 2x Reward Points on all online transactions. Redeeming your accumulated Reward Points is a hassle-free process through the bank’s website. Additionally, the card offers enticing rewards and benefits through its milestone program.
By spending Rs. 75,000 or more in a year, cardholders enjoy a cashback of Rs. 750 and receive 4 complimentary PVR movie tickets.
The card’s appeal extends further with perks such as a fuel surcharge waiver, railway surcharge waiver, and more. These features make the Kotak Mahindra Dream Different 811 Credit Card an excellent choice for many individuals seeking a secured credit card with added advantages.
Table of Contents
Benefits and Features of Kotak 811 DreamDifferent Credit Card
| Benefits and Features | Kotak 811 DreamDifferent Credit Card |
|---|---|
| Welcome Benefits | As a welcome benefit, you will get 500 Bonus Reward Points |
| Cashback/Rewards Points | Earn 2 rewards point for every Rs. 100 spent on online transactions and 1 Reward Points for every Rs. 100 spent on all other transactions |
| Travel Benefits | N/A |
| Dining Benefits | N/A |
| Domestic Lounge Access | N/A |
| International Lounge Access | N/A |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Milestone Benefits
When you spend Rs. 75,000 or more in an anniversary year using your Kotak Dream Different Credit Card, you will be eligible for the following benefits:
- Cashback: You will receive a cashback of Rs. 750 as a reward for your spending.
- Complimentary PVR Movie Tickets: You will also receive four complimentary PVR movie tickets, allowing you to enjoy a cinematic experience.
Rewards
The Kotak Bank 811 DreamDifferent Credit Card presents a range of rewards across various categories, outlined as follows:
- Earn 1 Reward Point for every Rs. 100 spent using the credit card.
- Enjoy 2 Reward Points for every Rs. 100 spent on online transactions using the credit card.
- Please note that no Reward Points are awarded for cash withdrawals, fuel transactions, and railway transactions.
Other Benefits
You receive a 1.8% waiver on railway surcharge when booking through irctc.co.in. Additionally, a 2.5% railway surcharge waiver is applicable when booking at Indian railway counters. The maximum benefit from surcharge waivers is limited to Rs. 500 annually.
Eligibility & Document for Kotak 811 DreamDifferent Credit Card
Read the article on CardsPreview.com for Kotak 811 DreamDifferent Credit Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | Kotak 811 DreamDifferent Card |
|---|---|
| Joining fee | Nil |
| Annual fee | Nil |
| Fee waiver | N/A |
| Fuel surcharge | 1% fuel surcharge waiver for all transactions between Rs. 500 & Rs. 3,000. |
How to Apply for Kotak 811 DreamDifferent Credit Card
You can apply online or offline for this Kotak 811 DreamDifferent Card.
Online – Visit Kotak Bank’s official website and apply for this Kotak 811 DreamDifferent Card.
Offline – You can visit the nearest Kotak Bank branch with all the necessary documents for the Kotak 811 DreamDifferent Card.
