The Kotak Zen Signature Credit Card is a credit card offered by Kotak Mahindra Bank that provides customers with a range of benefits and privileges. As an introductory perk, you’ll receive 1500 Zen points upon payment of the enrollment fees. Accumulate up to 15 Zen Points for every Rs 150 spent at KayMall.
Additionally, enjoy 8 free domestic lounge visits each year and 3 complimentary international lounge accesses with your Priority Pass membership. Unlock various other advantages including a 1% fuel surcharge waiver, a spend-based waiver on annual expenses exceeding Rs 1,50,000, and priority assistance services.
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Benefits and Features of Kotak Zen Signature Credit Card
| Benefits and Features | Kotak Zen Signature Credit Card |
|---|---|
| Welcome Benefits | As a special welcome perk, receive 1500 Zen Points upon payment of the enrollment fees. |
| Cashback/Rewards Points | Accumulate as many as 15 Zen Points for every Rs 150 spent on KayMall, and earn an additional 5 Zen Points for every Rs 150 in all other categories. |
| Travel Benefits | Enjoy the added benefit of complimentary Lounge Access Worldwide. |
| Dining Benefits | N/A |
| Domestic Lounge Access | Avail yourself of 8 complimentary Domestic Lounge Access passes annually. |
| International Lounge Access | Benefit from 3 complimentary International Lounge Access passes with your Priority Pass Membership. |
| Movie Benefits | N/A |
| Insurance Benefits | N/A |
Travel Benefits
With this credit card, you receive 8 free domestic lounge accesses annually. Take advantage of up to 2 lounge accesses every quarter at specific airport lounges through the Visa Airport Lounge Access Program, available until September 30, 2021.
Furthermore, access 3 complimentary international lounges through the Priority Pass Membership, valid for one year for primary cardholders. Eligibility for this offer requires the primary cardholder to complete at least 4 transactions in the previous year.
Reward
Gain as many as 15 Zen Points for each Rs 150 spent on KayMall and earn 5 Zen Points for every Rs 150 spent across all other categories. Accumulate these points on all expenditures, excluding fuel transactions and EMI transactions.
Milestone Benefit
By using the Kotak Zen Signature Credit Card, you have the opportunity to earn bonus Zen Points based on your annual spending. Here are the details:
- Annual Spending of Rs 3,00,000: If your total spending in the previous year reaches Rs 3,00,000, you will earn 7500 bonus Zen Points.
- Annual Spending of Rs 6,00,000: If your total spending in the previous year reaches Rs 6,00,000, you can earn up to 15000 bonus Zen Points.
Eligibility & Document for Kotak Zen Signature Card
Read the article on CardsPreview.com for Kotak Zen Signature Card Eligibility & Document here.
Fees & Charges
| Fees & Charges | Kotak Zen Signature Card |
|---|---|
| Joining fee | Rs. 1,500 + GST |
| Annual fee | Rs. 1,500 + GST |
| Fee waiver | You have the opportunity to receive an annual fee waiver of Rs 1500 when your spending reaches Rs 1,50,000. |
| Fuel surcharge | Additionally, benefit from a 1% fuel surcharge waiver for transactions falling within the range of Rs 500 to Rs 3000. |
How to Apply for Kotak Zen Signature Credit Card
You can apply online or offline for this Kotak Zen Signature Card.
Online – Visit Kotak Bank’s official website and apply for this credit card.
Offline – You can visit the nearest Kotak Bank branch with all the necessary documents for the Kotak Zen Signature Credit Card.
