Kotak White Credit Card

The Kotak White Credit Card offered by Kotak Mahindra Bank provides customers with various benefits and privileges, Earn reward points on your card purchases, whether online or offline. The White Pass rewards program functions as a milestone-driven benefit, allowing you to accumulate White Pass value as you reach spending milestones. This accrued White Pass value is redeemable for shopping vouchers through the Kotak White portal.

Benefits and Features of Kotak White Credit Card

Benefits and FeaturesKotak White Credit Card
Welcome BenefitsAs a gesture of welcome, you will receive an Rs. 1,500 vouchers upon spending Rs. 30,000 within the first 60 days of card activation.
Cashback/Rewards PointsAccrue Reward Points, converted into White Pass value, upon surpassing the expenditure milestone of Rs. 2 lakh.
Travel BenefitsEnjoy the privilege of 8 complimentary domestic lounge accesses annually (2 per quarter) and 4 complimentary international lounge accesses each year through Priority Pass with this card.
Dining BenefitsN/A
Domestic Lounge AccessBenefit from 8 complimentary domestic lounge accesses every year (2 per quarter).
International Lounge AccessAdditionally, receive 4 complimentary international lounge accesses annually through Priority Pass.
Movie BenefitsN/A
Insurance BenefitsGain coverage against unauthorized card use up to Rs. 2.5 lakh.
*terms and conditions are applied for every credit card, kindly check the official website of Kotak Bank

Kotak Bank White Credit Card Rewards

You can earn reward points known as White Pass value with the Kotak White Credit Card. The White Pass value is unlocked once you spend a total of Rs. 2 lakhs or more. After reaching this milestone, you will earn White Pass value for additional spending based on the following table-

SpendsWHITE Pass Value (incremental)WHITE Pass Value (cumulative)
<2 lakhsRs. 0Rs. 0
2 – <4 lakhsRs. 2000Rs. 2000
4 – <6 lakhsRs. 4000Rs. 6000
6 – < 9 lakhsRs. 6000Rs. 12000
9 – < 12 lakhsRs. 7000Rs. 19000
12 lakhs & aboveRs. 8000Rs. 27000

Travel Benefits

Enjoy 8 complimentary access passes to airport lounges within India, with a maximum of 2 accesses per quarter. Revel in exclusive perks such as comfortable seating, gourmet meals, widescreen TVs, newspapers and magazines, and free Wi-Fi during your visit.

Benefit from a complimentary Priority Pass membership that provides access to over 1,300 airport lounges spanning 148 countries.

Additionally, relish 4 complimentary international airport lounge accesses annually through your Priority Pass membership.

Eligibility & Document for Kotak White Card

Read the article on CardsPreview.com for Kotak White Card Eligibility & Document here.

Fees & Charges

Fees & ChargesKotak White Credit Card
Joining feeRs. 3000
Annual feeRs. 3000
Fee waiverAnnual fee waived on the expenditure of Rs. 5 lahks in the previous year
Fuel surcharge1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
*terms and conditions are applied for every credit card offer, kindly check the official website of Kotak Bank

How to Apply for a Kotak White Credit Card

You can apply online or offline for this Kotak White Card.

Online – Visit Kotak Bank’s official website and apply for this credit card.

Offline – You can visit the nearest Kotak Bank branch with all the necessary documents for the Kotak White Card.


Taking into account the various advantages and the White Pass reward system, characterized by its milestone-based rewards, the annual membership fee of Rs. 3,000 appears to be somewhat elevated.

The positive aspect of the White Pass lies in its ability to accumulate White Pass value across all spending categories. However, it’s advisable to contemplate obtaining this card only if you are confident that your yearly expenses will surpass the White Pass activation threshold of Rs. 2 lakh.

cardpreview refer footer banner
footer Disclaimers banner

Leave a Reply

Your email address will not be published. Required fields are marked *