Kotak Urbane Gold Credit Card

The Kotak Urbane Gold Credit Card is a credit card offered by Kotak Mahindra Bank. It is designed to meet the lifestyle needs of individuals, providing various benefits and features. Earn reward points on your card purchases, both online and offline. These points can be redeemed for merchandise, vouchers, or statement credit, giving more value to your spending.

The card comes with a minimal fee of Rs. 199, offering outstanding benefits that surpass the cost. You can accumulate 3x reward points for every Rs. 100 spent on all retail transactions.

Moreover, by spending Rs. 1 Lakh or more in a year, you can enjoy up to 4 PVR tickets or earn 10,000 reward points. These movie tickets are flexible and can be claimed at your convenience, anywhere.

The accrued reward points are versatile and can be redeemed for Airline tickets, Movie Tickets, Mobile Recharge, and more. Additionally, the card provides a credit shield of Rs. 50,000 in case of loss.

Benefits and Features of Kotak Urbane Gold Credit Card

Benefits and FeaturesKotak Urbane Gold Credit Card
Welcome BenefitsN/A
Cashback/Rewards PointsEarn 3x Reward Points per Rs. 100 you spend on all retail transactions
Travel BenefitsN/A
Dining BenefitsN/A
Domestic Lounge AccessN/A
International Lounge AccessN/A
Movie BenefitsN/A
Insurance BenefitsInsurance cover for a lost or stolen card
*terms and conditions are applied for every credit card, kindly check the official website of Kotak Bank

Milestone Benefits

With the Kotak Urbane Gold Credit Card, when you reach the spending limit of Rs. 1,00,000, you have the option to choose one of the following milestone benefits:

  • Free PVR Tickets – You will receive 4 complimentary PVR movie tickets. These tickets can be used for any day and any show, and they are transferable. To redeem them, you can book movie tickets through the website www.pvrcinemas.com. Please note that these tickets need to be used within 3 months after the program period expires. Additionally, the ticket price should be under Rs. 400. If you book a ticket that costs more than Rs. 400, you will need to pay an amount exceeding Rs. 400.
  • Bonus Reward Points – You will receive 10,000 bonus reward points. These reward points will be credited to your account in the next billing cycle. You can redeem these points for various options such as air tickets, movie tickets, mobile recharge, or branded merchandise. Remember to claim the reward points within three months after the program period expires.

Credit Shield

A credit shield of Rs. 50,000 is offered for stolen cards, protecting any unauthorized transactions made up to 7 days before reporting the loss of the card. This helps safeguard you from financial losses caused by unauthorized activity during that period.

Eligibility & Document for Kotak Urbane Gold Card

Read the article on CardsPreview.com for Kotak Urbane Gold Card Eligibility & Document here.

Fees & Charges

Fees & ChargesKotak Urbane Gold Credit Card
Joining fee
Annual feeRs. 199
Fee waiverGet the annual fee waived on spending Rs. 15,000 in the previous year.
Fuel surcharge
*terms and conditions are applied for every credit card offer, kindly check the official website of Kotak Bank

How to Apply for Kotak Urbane Gold Credit Card

You can apply online or offline for this Kotak Urbane Gold Card.

Online – Visit Kotak Bank’s official website and apply for this credit card.

Offline – You can visit the nearest Kotak Bank branch with all the necessary documents for the Kotak Urbane Gold Credit Card.

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