Kotak Mojo Platinum Credit Card

The Kotak Mojo Platinum Credit Card is a premium credit card offered by Kotak Mahindra Bank. It comes with several benefits and privileges for cardholders. Enjoy exclusive discounts on dining, shopping, entertainment, and travel at partner merchants.

Earn valuable Rewards through Mojo Points with this card, redeemable across diverse categories such as shopping, travel, and more, including offsetting your outstanding statement balance.

Every offline spend of Rs. 100 earns you 1 Mojo Point, with additional Reward Points for online purchases and KayMall transactions. Attain quarterly milestones and receive gift vouchers worth Rs. 1,000. Experience enhanced travel luxury with complimentary annual domestic lounge access.

Priced at an affordable membership fee of just Rs. 1,000, this card delivers comprehensive benefits, ensuring the annual fee is exceptionally worthwhile. Enjoy various savings opportunities, including fee waivers for joining and renewal, as well as exclusions on fuel and railway surcharges.

Benefits and Features of Kotak Mojo Platinum Credit Card

Benefits and FeaturesKotak Mojo Platinum Credit Card
Welcome BenefitsN/A
Cashback/Rewards PointsEarn 1 Mojo Point on every Rs. 100 spent, 2.5 Mojo Points on every online spend of Rs. 100. 5 Mojo Points on every Rs. 100 on KayMall using this Mojo Platinum Credit Card
Travel BenefitsComplimentary airport lounge access every year on this credit card
Dining BenefitsN/A
Domestic Lounge AccessGet 2 complimentary domestic lounge access every quarter
International Lounge AccessN/A
Movie BenefitsN/A
Insurance BenefitsThe Kotak Mojo Platinum Credit Card provides insurance coverage worth Rs. 1.25 lakhs against unauthorized transactions in the event of a lost or stolen card
*terms and conditions are applied for every credit card, kindly check the official website of Kotak Bank


Earn 1 Mojo Point for every Rs. 100 spent, and enjoy 2.5 Mojo Points for every Rs. 100 spent on online purchases. The maximum benefit is limited to 2250 Mojo Points per billing cycle, with 750 Mojo Points allocated to each category. Please note that Mojo Points are not accrued on fuel purchases. Make the most of your rewards as Mojo Points remain valid for one year from the date of accumulation.

Milestone Benefits

Receive gift vouchers valued at Rs. 2,500 when your quarterly spending reaches Rs. 75,000 or more. This exclusive benefit is applicable solely for the initial year.

Other Benefits

Enjoy a waiver on railway surcharges when booking tickets on irctc.co.in and at Indian railway booking counters. Simplify bill payments by avoiding the hassle of repeatedly reaching out to the bank; a quick SMS of “KASSIST” to 5676788 ensures a callback within 2 hours.

Eligibility & Document for Kotak Mojo Platinum Card

Read the article on CardsPreview.com for Kotak Mojo Platinum Card Eligibility & Document here.

Fees & Charges

Fees & ChargesKotak Mojo Platinum Card
Joining feeRs. 1000 + taxes
Annual feeRs. 1000 + taxes
Fee waiverThe Mojo Platinum Credit Card offers a waiver of the joining fee if cardholders spend Rs. 30,000 or more within the first 90 days of card activation
Fuel surcharge1% fuel surcharge waiver across all fuel stations for all fuel transactions between Rs. 500 & Rs. 3,000
*terms and conditions are applied for every credit card offer, kindly check the official website of Kotak Bank

How to Apply for Kotak Mojo Platinum Credit Card

You can apply online or offline for this Kotak Mojo Platinum Card.

Online – Visit Kotak Bank’s official website and apply for this credit card.

Offline – You can visit the nearest Kotak Bank branch with all the necessary documents for the Kotak Mojo Platinum Card.

cardpreview refer footer banner
footer Disclaimers banner

Leave a Reply

Your email address will not be published. Required fields are marked *