The Kotak NRI Royale Signature Credit Card is a credit card designed specifically for non-resident Indians (NRIs) by Kotak Mahindra Bank. It offers a range of features and benefits tailored to the needs of NRIs

Benefits and Features of Kotak NRI Royale Signature Credit Card

Benefits and Features	Kotak NRI Royale Signature Credit Card
Welcome Benefits	N/A
Cashback/Rewards Points	Earn 2 Reward Points for every Rs. 200 spent overseas. 1 reward point is earned on transactions
Travel Benefits	Get Complimentary access to airport lounges
Dining Benefits	N/A
Domestic Lounge Access	Get Complimentary access to airport lounges
International Lounge Access	N/A
Movie Benefits	N/A
Insurance Benefits	N/A

*terms and conditions are applied for every credit card, kindly check the official website of Kotak Bank

Features of the Kotak NRI Royale Signature Credit Card:

Experience the convenience of paying for select category purchases in Indian Rupees, eliminating concerns about currency exchange or conversions during domestic or international travel.

Supplementary (Add-on) cards are available for your loved ones, including spouses, children, and parents, regardless of their place of residence or citizenship status, provided by Kotak Mahindra.

The NRI Royale Shield provides a cover of Rs. 2,50,000 against fraudulent transactions up to 7 days pre-reporting. This insurance cover is applicable to both primary and supplementary cardholders and is offered by HDFC ERGO.

Benefits of the Kotak NRI Royale Signature Credit Card:

Earn 2x reward points for every Rs. 200 spent on your NRI Royale Signature credit card for transactions outside India. For swipes within India, you earn 1 reward point for every Rs. 200 spent.

Each reward point is valued at Rs. 1, and accumulated points can be redeemed for various options such as Cash, Movie Tickets, Air Tickets, Airmiles, etc.

For fuel purchases ranging from Rs. 500 to Rs. 3,000, enjoy a waiver on the Fuel Surcharge, with the eligibility to claim up to Rs. 3,500 worth of waivers in a calendar year.

In addition to the aforementioned benefits, save 1.8% on the Railway Surcharge for transactions on irctc.co.in and 2.5% on charges made at Indian Railways booking counters.

Kotak NRI Royale Signature Credit Card offers convenience in Rupee payments, supplementary cards, and fraud protection. Earn rewards for both domestic and international spending, redeemable for various benefits including travel and merchandise.

How to Redeem Reward Points:

Accumulated reward points can be redeemed for Merchandise, Air Tickets & Airmiles, Cash, Movie Tickets, and can also be used for Mobile Recharges. When redeeming against specific rewards, the accumulated Reward Points will be converted to Easy Points at a rate of 1 Reward Point to 2 Easy Points.

Points can be redeemed online at kotak.com through easy steps. Utilize the Netbanking option, log in with your CRN and password, select Credit Cards, choose the desired redemption option, and follow the provided instructions.