Check below for a comparison between One card vs ICICI Amazon Pay credit card or ICICI Amazon Pay credit card vs One card and find which is better –

As individuals explore the myriad options in the credit card landscape, the decision between the One Card and the ICICI Amazon Pay Credit Card unfolds as a crucial choice for those seeking specialized benefits.

The One Card, designed with a user-centric approach, offers a seamless and personalized credit experience with features like automatic bill payments and budget tracking.

On the other hand, the ICICI Amazon Pay Credit Card caters to the digitally savvy consumer, providing exclusive rewards and cashback benefits on Amazon purchases and associated partners.

This comprehensive comparison delves into the distinctive features of each card, empowering users to make an informed decision based on their specific spending patterns and lifestyle preferences.

Whether you prioritize a streamlined credit experience or seek rewards aligned with your online shopping habits, understanding the nuanced attributes of these credit cards will guide you toward the one that seamlessly aligns with your financial goals and individual preferences.

Overview of OneCard Credit Card

FPL Technologies Pvt. Ltd., the innovative fintech startup, collaborates with leading banking institutions such as IDFC FIRST Bank, Federal Bank, BOB Financial, SBM Bank, and South Indian Bank to introduce One Card—an entry-level credit card.

This card is adaptable, being available both as a secured credit option and an unsecured credit choice.

In cases where eligibility is affected by credit score or income considerations, individuals can secure the card by placing a fixed deposit with SBM Bank.

Every purchase made using One Card accumulates Reward Points, with cardholders earning 1 Reward Point for every Rs. 50 spent and enjoying a 5x increase in Reward Points for the top two spending categories each month.

Overview of ICICI Amazon Pay credit card

For avid shoppers, the Amazon Pay ICICI Credit Card is a cashback card presenting an attractive 5% cash back exclusively on the Amazon shopping app for Prime members.

Beyond that, it offers a consistent 1% cashback on all online and offline transactions, solidifying its status as a lifelong free credit card.

The Amazon Pay ICICI Credit Card caters to the preferences of online shoppers, serving as an entry-level co-branded shopping credit card.

Specifically designed for those who favour Amazon for their shopping needs, the card ensures a favourable reward rate for transactions on the platform.

However, given its basic nature, it lacks the array of supplementary benefits found in more advanced credit cards.

One card vs ICICI Amazon Pay credit card

Features/Charges	One card	Amazon Pay ICICI Credit Card
Joining Fees	N/A	NIL
Annual Fees	N/A	NIL
Welcome Benefits	N/A	Enjoy a welcome bonus ranging from Rs300 to Rs600, credited as Amazon Pay Balance.
Cashback / Rewards point	Receive 1 Reward Point for each Rs. 50 you spend, and benefit from a quintuple boost in Reward Points for the two highest spending categories in the month by utilizing this card.	Avail a 5% cashback if you’re a Prime member, a 3% cashback if you’re not, and a 1% cashback on all other transactions.
Dining benefits	N/A	Employ this card to receive a generous 15% discount at partner restaurants enrolled in the ‘Culinary Treats program.’
Travel benefits	N/A	N/A
Annual fees waiver	N/A	N/A
Fuel surcharge waiver	Enjoy a 1% fuel surcharge exemption when you use this card at all fuel stations across India.	Utilize this card to receive a 1% fuel surcharge waiver at every fuel station across India.