SBI SimplyClick credit card vs HDFC Millennia credit card
Check below for a comparison between SBI SimplyClick credit card vs HDFC Millennia credit card or HDFC Millennia credit card vs SBI SimplyClick credit card and find which is better –
Table of Contents
Overview of HDFC Millennia credit card
The cashback advantage distinguishes the HDFC Bank Millennia Credit Card, presenting a range of benefits.
Through the Millennia credit card, you have the chance to receive a 5% cashback on your online transactions, including but not limited to Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and more.
Cashback, converted into CashPoints, provides adaptability, enabling adjustments to the card’s statement balance, flight/hotel bookings, or purchases from HDFC’s product catalogue.
Quarterly spending milestones unlock valuable gift vouchers, complemented by dining discounts of up to 20% and a fuel surcharge waiver.
Welcome benefits, a renewal fee waiver, and complimentary lounge access at domestic airports in India enhance the overall cardholder experience.
Overview of SimplyClick credit card
SBI Card presents the SBI SimplyCLICK Credit Card, an entry-level shopping credit card.
Accumulate rewards on various expenses, such as shopping and online transactions.
Benefit from a 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India when using this card.
Crafted for those inclined towards online shopping, this card excels by offering substantial 10x reward points on transactions made at major online shopping and travel websites.
These include Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dominos, Yatra, and Lenskart.
The 10x Rewards on Amazon has been adjusted to 5x Rewards. Additionally, the card ensures 5x rewards on online expenses and awards one reward point for every Rs. 100 spent on offline purchases.
SBI SimplyClick credit card vs HDFC Millennia credit card
| Feature/Charges | SBI SimplyClick credit card | HDFC Millennia Credit Card |
|---|---|---|
| Joining Fees | Rs. 499 + GST | Rs. 1,000 + tax |
| Annual Fees | Rs. 499 + GST | Rs. 1,000 + tax |
| Welcome Benefits | Treat yourself or a loved one to the delights of online shopping with an Amazon gift card worth Rs. 500. | Enjoy the welcome advantages offered by 1,000 CashPoints. |
| Cashback / Rewards point | By using this card, you can avail a 5% cashback on every online transaction and get a 1% cashback on other offline transactions and utility bill payments. | Get back 5% of your online spending as cashback, covering major platforms such as Flipkart, Amazon, BookMyShow, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato, and others. |
| Dining benefits | N/A | Seize the opportunity to receive a 20% off deal on dining at top-notch restaurants in various cities with the Good Food Trail Dining initiative. |
| Travel benefits | Utilize this card to get four complimentary visits to domestic airport lounges each year. | Enjoy eight free entries to domestic lounges per calendar year, with a quarterly limit of two visits. |
| Annual fees waiver | This card provides an annual fee waiver after you spend 2 lakh. | Attain a fee exemption on the renewed Joining Fees by spending 1 Lakh annually with this card. |
| Fuel surcharge waiver | By using this card, you can avail of a 1% fuel surcharge waiver for transactions falling within the Rs. 500 to Rs. 3,000 range at petrol stations across India. | Get a 1% exemption from fuel surcharge on transactions within the Rs. 400 to Rs. 5,000 range. |
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